> ## Documentation Index
> Fetch the complete documentation index at: https://docs.synctera.com/llms.txt
> Use this file to discover all available pages before exploring further.

# Level 2 & Level 3 Data

> Level 1/Level 2/Level 3 (L1/L2/L3) represents the levels of data provided on a payment card transaction - the higher the number, the more information is provided about the transaction.

## Overview

### What is Level 2 / Level 3 Data?

All transactions include L1 data, whereas L2/L3 data is typically provided on card products that the networks tailor towards a specific type of industry and data, such as Fleet, Travel, and HSA/FSA products.

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### What are the benefits of Level 2 / Level 3 data?

As L2/L3 data provides much more detailed information about a card transaction, it can unlock a number of opportunities for FinTechs, including:

* Gaining a deeper understanding of cardholders’ spending behavior
* Building better controls around cardholders’ spending
* Building better reward programs
* Building programs targeted at specific industries, such as the Fleet or the Travel industry

Overall, the enhanced insights that come with L2/L3 data helps improve card program management, which, in turn helps reduce cost and increase revenue.

### What types of Level 2 / Level 3 data and programs does Synctera currently support?

Synctera currently supports:

* Fleet cards and fleet-related L2/L3 data:

* Fuel purchase: Type of Purchase, Fuel Type, Quantity, Unit of Measure, Unit Cost, Gross/Net Fuel Price, etc.

* Non-Fuel: Specific product categories and product codes, quantity, unit of measure, line-item information, discounts, taxes, etc.

* Inventory data:

* Quantity, VAT tax rate and amount, item details (VAT, discount, description, product code, unit price, etc.)

* Financial data:

* Tax amount, tax ID, etc.

FinTechs that are interested in other types of L2/L3 data can contact their Synctera representative for implementation details. This includes data such as:

* Auto rental data
* Courier data
* Lodging data
* Travel-related data

### How is Level 2 / Level 3 data shown on a transaction?

* When available, L2/L3 data is received from the processor as part of card transaction clearing events/webhooks, i.e. as a transaction transitions from authorized/pending to cleared/posted
* Note that sometimes two clearing events may be received for a transaction with L2/L3 data, and there may be a few hours between those - i.e. a posted transaction without L2/L3 data may later get updated with L2/L3 data
* L2/L3 data is shown in both the Synctera Console, and in the Synctera Transaction API

#### Synctera Console - example

* When available, L2/L3 data is shown on a separate L2/L3 tab on the posted card transaction
* To get to the posted transaction view, either navigate to the *Account* and from there the *Transactions* tab or go to *Transactions > Posted Transactions*

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#### **Synctera Transaction API - example**

* When available, L2/L3 data is shown under `user_data.l2l3` on the posted card transaction - see [Get Posted Transaction](/v2/reference/getpostedtransactionbyid) endpoint
* For more information on L2/L3 data on card transactions, see the API Developer Guide

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### How to subscribe to Level 2 / Level 3 data?

FinTechs that are interested in L2/L3 data can contact their Synctera representative for implementation and subscription details, including pricing.
