# Synctera ## Docs - [home](https://docs.synctera.com/home.md) - [Synctera Platform](https://docs.synctera.com/v2/docs/platform-overview.md): You’re a developer about to integrate the Synctera platform with yo… - [Get Started](https://docs.synctera.com/v2/docs/get-started.md): Most Synctera APIs act on resources whose IDs are specified in requ… - [Developer Setup](https://docs.synctera.com/v2/docs/dev-setup.md) - [Customer Journey](https://docs.synctera.com/v2/docs/customer-journey.md): Most Synctera APIs act on resources whose IDs are specified in requ… - [Sandbox Test Cases](https://docs.synctera.com/v2/docs/sandbox-test-cases.md) - [Line of Credit](https://docs.synctera.com/v2/docs/v1-line-of-credit.md): A Line of Credit (LoC) account is used to offer unsecured credit to… - [Synctera Smart Card](https://docs.synctera.com/v2/docs/v1-smart-card.md): The first Synctera consumer credit card offering is a dynamically s… - [Charge card](https://docs.synctera.com/v2/docs/v1-charge-card.md): A Charge card is a type of payment card that requires the cardholde… - [Create A Personal Customer](https://docs.synctera.com/v2/docs/create-a-personal-customer.md): A person represents a natural person on the Synctera platform — an… - [Enhanced Due Diligence](https://docs.synctera.com/v2/docs/enhanced-due-diligence-guide.md): Enhanced due diligence (EDD) lets you submit additional information… - [Record Disclosure Acceptance](https://docs.synctera.com/v2/docs/record-disclosure-acceptance.md): Disclosures record that you told a customer about the laws and regu… - [KYC/KYB Verification](https://docs.synctera.com/v2/docs/kyc-kyb-verification.md): US banking regulations require financial institutions to collect an… - [External Vendor KYC/KYB Verification](https://docs.synctera.com/v2/docs/external-vendor-kyc-kyb-verification.md): Use your own external KYC/KYB vendor with the Synctera platform by… - [Verification Response Codes](https://docs.synctera.com/v2/docs/verification-response-codes.md) - [Document Verification](https://docs.synctera.com/v2/docs/document-verification.md): Document verification is a step-up method that verifies a customer'… - [Ongoing Monitoring](https://docs.synctera.com/v2/docs/monitoring-guide.md): Ongoing monitoring keeps customers enrolled in continuous screening… - [Credit Scores](https://docs.synctera.com/v2/docs/credit-scores-guide.md): Record the credit scores used for each credit decision and associat… - [Document Storage](https://docs.synctera.com/v2/docs/document-storage-guide.md): Synctera's document storage service lets you upload, list, and retr… - [Create A Business Customer](https://docs.synctera.com/v2/docs/create-a-business.md): On the Synctera platform, the business resource represents an organ… - [Statements](https://docs.synctera.com/v2/docs/statements-guide.md): A statement is a disclosure of the state of an account, and its act… - [Checkings and Savings Statements](https://docs.synctera.com/v2/docs/checking-savings-statements-guide.md): Synctera APIs provide all the raw data necessary to create a period… - [Charge Secured Statements](https://docs.synctera.com/v2/docs/charge-secured-statements-guide.md): Synctera APIs provide all the raw data necessary to create a period… - [Line of Credit Statements](https://docs.synctera.com/v2/docs/line-of-credit-statements-guide.md): Synctera APIs provide all the raw data necessary to create a period… - [Accounts](https://docs.synctera.com/v2/docs/create-accounts-guide.md): In the Synctera platform, an account represents a bank account of y… - [Checking and Saving accounts](https://docs.synctera.com/v2/docs/checking-savings-accounts-guide.md) - [Line of Credit accounts](https://docs.synctera.com/v2/docs/line-of-credit-accounts-guide.md) - [Secured charge accounts](https://docs.synctera.com/v2/docs/secured-sc-accounts-guide.md): A secured charge account (`CHARGE_SECURED`) is a type of open-ended… - [Unsecured charge accounts](https://docs.synctera.com/v2/docs/unsecured-charge-accounts-guide.md) - [Applications](https://docs.synctera.com/v2/docs/applications-guide.md): The Application API is used to collect applicants' data. As FinTech… - [Credit Applications](https://docs.synctera.com/v2/docs/credit-applications-guide.md): The Application API is used to collect applicants' data used for th… - [Adverse Actions](https://docs.synctera.com/v2/docs/adverse-actions-guide.md): Adverse action notices record and communicate the reasons a credit… - [Balance Floor and Ceiling and Linked Accounts](https://docs.synctera.com/v2/docs/balance-floor-ceiling.md): Accounts can have a minimum and maximum balance, referred to as the… - [Interest](https://docs.synctera.com/v2/docs/interest-guide.md): Interest accruing accounts are configured using the `interest_produ… - [Spend Controls](https://docs.synctera.com/v2/docs/spend-controls-guide.md): Spend controls provide a way to monitor the flow of money. - [Evaluation Overrides](https://docs.synctera.com/v2/docs/evaluation-override.md): Evaluation overrides let you temporarily bypass fraud rules or spen… - [External Scores](https://docs.synctera.com/v2/docs/external-scores.md): External scores let you inject custom, externally sourced risk scor… - [External Accounts](https://docs.synctera.com/v2/docs/external-accounts-guide.md): External accounts represent a customer's accounts at other financia… - [Plaid Core Exchange](https://docs.synctera.com/v2/docs/plaid-exchange-guide.md) - [External Cards](https://docs.synctera.com/v2/docs/external-cards.md) - [Link External Cards](https://docs.synctera.com/v2/docs/link-external-cards.md) - [Personal Cards](https://docs.synctera.com/v2/docs/personal-cards.md): Cards are an important part of many FinTechs’ business with their c… - [Business Expense Cards](https://docs.synctera.com/v2/docs/business-card.md): This guide will show how to set up business expense cards in Syncte… - [Digital Wallets](https://docs.synctera.com/v2/docs/digital-wallets.md): Through Synctera, you can offer your end customers the ability to a… - [Custom Cards](https://docs.synctera.com/v2/docs/custom-card-images.md): Synctera offers the ability to create physical cards with custom im… - [Bulk Card Orders](https://docs.synctera.com/v2/docs/bulk-card-orders.md): The Synctera platform supports the issuance of cards in bulk and ca… - [Offline PIN](https://docs.synctera.com/v2/docs/offline-pin.md) - [Card Issuer 3DS](https://docs.synctera.com/v2/docs/card-3ds.md): "Three Domain Secure" (3DS) is a protocol designed to be an additio… - [Card Widgets](https://docs.synctera.com/v2/docs/card-widgets.md): With the Card Widgets, your customers can view and interact with se… - [Activate Card Widget](https://docs.synctera.com/v2/docs/card-widgets-activate.md): Allow your customers to activate their physical card by entering th… - [Set PIN Widget](https://docs.synctera.com/v2/docs/card-widgets-set-pin.md): Allow your customers to set or change their card PIN with secure co… - [Reveal Card Widget](https://docs.synctera.com/v2/docs/card-widgets-reveal.md): Securely display sensitive card information (card number, security… - [Reveal PIN Widget](https://docs.synctera.com/v2/docs/card-widgets-reveal-pin.md): Securely display a cardholder's PIN directly in your application, w… - [Widget Theming & Design Tokens](https://docs.synctera.com/v2/docs/card-widgets-theming.md): Customize widget appearance with design tokens — colors, fonts, bor… - [Legacy: Marqeta Widgets](https://docs.synctera.com/v2/docs/card-widgets-legacy.md): Documentation for the deprecated Marqeta widget integrations. - [Migration Guide: Marqeta to Synctera](https://docs.synctera.com/v2/docs/card-widgets-legacy-migration.md): Step-by-step guide to migrate from Marqeta widgets to Synctera widg… - [Marqeta Widgets (Deprecated)](https://docs.synctera.com/v2/docs/card-widgets-legacy-marqeta.md): Legacy documentation for Marqeta.js widget integrations. - [Card Activation Widget (Deprecated)](https://docs.synctera.com/v2/docs/card-activation-widget-legacy.md): Using this widget you can add card activation to your website. It r… - [Set PIN Widget (Deprecated)](https://docs.synctera.com/v2/docs/set-pin-widget-legacy.md): Using this widget you can add set pin to your website. It requires… - [Internal Transfers](https://docs.synctera.com/v2/docs/internal-transfer-guide.md): The [Internal Transfer API](/v2/reference/createinternaltransfer) a… - [Payment Schedules](https://docs.synctera.com/v2/docs/payment-schedules.md): Customers may want to set up scheduled payments for their mortgage… - [ACH Payments](https://docs.synctera.com/v2/docs/ach-guide.md): If you’re building a service that will enable your customers to sen… - [MRDC](https://docs.synctera.com/v2/docs/create-mobile-deposit-guide.md): MRDC - Mobile Remote Deposit Capture is a process that allows users… - [Domestic Wires](https://docs.synctera.com/v2/docs/domestic-wires.md): Domestic wires refer to the transfer of funds between 2 US based ac… - [Fees and Rewards](https://docs.synctera.com/v2/docs/fees-and-rewards.md): Fees and Rewards are important features for many FinTech programs.… - [Synctera Pay](https://docs.synctera.com/v2/docs/synctera-pay.md): SyncteraPay aims to simplify the process for FinTechs to introduce… - [Card-On-File](https://docs.synctera.com/v2/docs/instant-payments-card-on-file.md) - [Apple Pay](https://docs.synctera.com/v2/docs/instant-account-funding-apple-pay.md) - [Google Pay](https://docs.synctera.com/v2/docs/instant-account-funding-google-pay.md) - [In-Store Cash Deposits](https://docs.synctera.com/v2/docs/in-store-cash-deposits.md): Enable customers to deposit physical cash at retail locations using… - [Transactions](https://docs.synctera.com/v2/docs/transactions-guide.md): A "transaction" in the Synctera platform represents any movement of… - [Card Transactions](https://docs.synctera.com/v2/docs/card-transactions.md): A card transaction is defined as a transaction that occurs on a cus… - [Transaction Disputes](https://docs.synctera.com/v2/docs/transaction-disputes.md): Cardholders can dispute transactions made on their card or their ac… - [Card Transaction Disputes](https://docs.synctera.com/v2/docs/card-transaction-disputes.md): In order to manage the card dispute process, the Synctera API provi… - [Webhooks](https://docs.synctera.com/v2/docs/webhooks-guide.md): The Webhook API enables integrators to subscribe to specific events… - [Sandbox Testing](https://docs.synctera.com/v2/docs/sandbox-testing.md): Triggering specific scenarios and building mock vendors to end-to-e… - [Bank Migration Guide](https://docs.synctera.com/v2/docs/bank-migration.md): Use the Migration Mapping API to link old and new resources when mi… - [Introduction](https://docs.synctera.com/v2/reference/introduction.md): The API Reference describes our RESTful APIs endpoints. Each endpoi… - [Need to Know](https://docs.synctera.com/v2/reference/need-to-know.md) - [List disclosures](https://docs.synctera.com/v2/reference/listdisclosures.md): Retrieves paginated list of disclosures associated with the authori… - [Create disclosure record](https://docs.synctera.com/v2/reference/createdisclosure.md): Record the fact that a regulatory document was disclosed to a custo… - [Get disclosure](https://docs.synctera.com/v2/reference/getdisclosure.md): Get disclosure by ID. - [List Addresses](https://docs.synctera.com/v2/reference/listaddresses.md) - [Create a address](https://docs.synctera.com/v2/reference/createaddress.md): Create a address. - [Get address information by id](https://docs.synctera.com/v2/reference/getaddress.md): Get address information by its unique identifier - [Update address information by id](https://docs.synctera.com/v2/reference/updateaddress.md): Update address - [List monitoring alerts](https://docs.synctera.com/v2/reference/listalerts.md) - [Retrieve a monitoring alert](https://docs.synctera.com/v2/reference/getalert.md) - [Update a monitoring alert](https://docs.synctera.com/v2/reference/updatealert.md) - [List monitoring subscriptions](https://docs.synctera.com/v2/reference/listsubscriptions.md) - [Subscribe a customer or business to monitoring](https://docs.synctera.com/v2/reference/createsubscription.md): This endpoint is rarely needed. Since August 2022, watchlist monito… - [Delete monitoring subscription](https://docs.synctera.com/v2/reference/deletesubscription.md) - [Retrieve monitoring subscription](https://docs.synctera.com/v2/reference/getsubscription.md) - [List persons](https://docs.synctera.com/v2/reference/listpersons.md): Retrieves paginated list of persons associated with the authorized… - [Create a person](https://docs.synctera.com/v2/reference/createperson.md): Create a person who may act as a personal customer or a director/of… - [Create a personal identifier](https://docs.synctera.com/v2/reference/createpersonalid.md): Create a personal identifier, e.g. SSN, for this customer - [Delete a personal identifier](https://docs.synctera.com/v2/reference/deletepersonalid.md): Delete personal identifier - [Update a personal identifier](https://docs.synctera.com/v2/reference/updatepersonalid.md): Update a personal identifier, e.g. SSN, for this customer - [Get person](https://docs.synctera.com/v2/reference/getperson.md): Get person by ID. - [Update person](https://docs.synctera.com/v2/reference/updateperson.md): Update person by ID. - [Reveal Personal ID](https://docs.synctera.com/v2/reference/personalidreveal.md): Get a personal ID with the id number encrypted using the fintechs p… - [List relationships](https://docs.synctera.com/v2/reference/listrelationships.md): Retrieves paginated list of relationships viewable by the authorize… - [Create a relationship](https://docs.synctera.com/v2/reference/createrelationship.md): Create a party relationship. - [Delete relationship](https://docs.synctera.com/v2/reference/deleterelationship.md): Delete party relationship by ID. - [Get relationship](https://docs.synctera.com/v2/reference/getrelationship.md): Get relationship by ID. - [Update relationship](https://docs.synctera.com/v2/reference/updaterelationship.md): Update relationship by ID. - [List business](https://docs.synctera.com/v2/reference/listbusinesses.md): Retrieves paginated list of businesses associated with the authoriz… - [Create a business](https://docs.synctera.com/v2/reference/createbusiness.md): Create a business who may act as a customer or a related business.… - [Get business](https://docs.synctera.com/v2/reference/getbusiness.md): Get business by ID. - [Patch business](https://docs.synctera.com/v2/reference/updatebusiness.md): Update business by ID. - [List verifications](https://docs.synctera.com/v2/reference/listverifications1.md): List customer verification results. - [Create a verification](https://docs.synctera.com/v2/reference/createverification.md): Upload evidence of an externally performed KYC/KYB. - [Check if an individual is on any watchlists](https://docs.synctera.com/v2/reference/verifyadhoc.md) - [Initiate Document Verification Session](https://docs.synctera.com/v2/reference/docvsession.md): Initiate document verification session to be used with `/verificati… - [Verify a customer's identity](https://docs.synctera.com/v2/reference/verify.md): Initiate identity verification and run the specified identity check… - [Get verification](https://docs.synctera.com/v2/reference/getverification1.md): Get customer verification result. - [List credit scores](https://docs.synctera.com/v2/reference/listcreditscores.md) - [Create a credit score and associate it with a customer](https://docs.synctera.com/v2/reference/createcreditscores.md): Credit score under customers that can link to accounts and applicat… - [Retrieve a credit score](https://docs.synctera.com/v2/reference/getcreditscore.md) - [List CRRs](https://docs.synctera.com/v2/reference/listcrr.md): Get paginated list of CRR - [List external scores](https://docs.synctera.com/v2/reference/listexternalscores.md): Get paginated list of externally sourced risk scores - [Create an external score](https://docs.synctera.com/v2/reference/createexternalscore.md): Assign an externally sourced risk score to a customer or business - [Get an external score](https://docs.synctera.com/v2/reference/getexternalscore.md): Get a specific external score - [Update an external score](https://docs.synctera.com/v2/reference/updateexternalscore.md): Update a specific external score - [Delete an external score](https://docs.synctera.com/v2/reference/deleteexternalscore.md): Delete a specific external score - [List external accounts](https://docs.synctera.com/v2/reference/listexternalaccounts.md): Returns a list of all external accounts assigned to customers. - [Add an external account](https://docs.synctera.com/v2/reference/addexternalaccounts.md): Add an external account for a customer. The account will be created… - [Create a permanent access token for an external account](https://docs.synctera.com/v2/reference/createaccesstoken.md) - [Add external accounts through a vendor, such as Plaid.](https://docs.synctera.com/v2/reference/addvendorexternalaccounts.md): Add external accounts for a customer through an existing access tok… - [Create a link token to verify an external account](https://docs.synctera.com/v2/reference/createverificationlinktoken.md) - [Sync external accounts through a vendor, such as Plaid.](https://docs.synctera.com/v2/reference/syncvendorexternalaccounts.md): Sync external accounts for a customer through an existing access to… - [Delete an external account](https://docs.synctera.com/v2/reference/deleteexternalaccount.md): Deletes an external account, given an external account ID. If no ac… - [Get an external account](https://docs.synctera.com/v2/reference/getexternalaccount.md): Returns an external account, given an external account ID. - [Patch an external account](https://docs.synctera.com/v2/reference/updateexternalaccount.md): Edits an unverified external account, given an external account ID. - [Get external account balances](https://docs.synctera.com/v2/reference/getexternalaccountbalance.md): Given an external account ID, return the account balances in real t… - [Sync external account transactions through a vendor, such as Plaid](https://docs.synctera.com/v2/reference/externalaccountrefreshtransactions.md): Sync external accounts for a customer through an existing access to… - [List transactions of a given external account](https://docs.synctera.com/v2/reference/getexternalaccounttransactions.md): Returns a list of transactions on from the external account, given… - [List internal accounts](https://docs.synctera.com/v2/reference/listinternalaccounts.md): Returns a list of all internal accounts. - [Add internal accounts](https://docs.synctera.com/v2/reference/addinternalaccounts.md): Add an internal account. Note: In production, this action can only… - [Get internal account by id](https://docs.synctera.com/v2/reference/getinternalaccounts.md): Returns an internal account by id - [Patch internal account](https://docs.synctera.com/v2/reference/patchinternalaccount.md): Patch internal account. - [List Spend Controls](https://docs.synctera.com/v2/reference/listspendcontrols.md): List spend controls - [Create Spend Control](https://docs.synctera.com/v2/reference/createspendcontrol.md): Create a spend control - [Get Spend Control](https://docs.synctera.com/v2/reference/getspendcontrol.md): Get spend control - [Update Spend Control](https://docs.synctera.com/v2/reference/updatespendcontrol.md): Update spend control - [List risk evaluation overrides](https://docs.synctera.com/v2/reference/listevaluationoverrides.md): List evaluation overrides. - [Create a risk evaluation override](https://docs.synctera.com/v2/reference/createevaluationoverride.md): Create a new risk evaluation override. - [Get a risk evaluation override](https://docs.synctera.com/v2/reference/getevaluationoverride.md): Get a risk evaluation override by ID. - [Update a risk evaluation override](https://docs.synctera.com/v2/reference/updateevaluationoverride.md): Update evaluation override by ID. - [Delete a risk evaluation override](https://docs.synctera.com/v2/reference/deleteevaluationoverride.md): Delete evaluation override by ID. - [List FDX authorization requests](https://docs.synctera.com/v2/reference/listfdxauthrequests.md): > 🚧 Beta > This is a Beta endpoint. Feedback from the community is… - [Authorization Test](https://docs.synctera.com/v2/reference/getauthorizationtest.md): Use this endpoint to initiate a test of the Plaid Core Exchange aut… - [Grant an FDX authorization request](https://docs.synctera.com/v2/reference/grantfdxauthrequest.md): > 🚧 Beta > This is a Beta endpoint. Feedback from the community is… - [List tokens](https://docs.synctera.com/v2/reference/listfdxtoken.md): > 🚧 Beta > This is a Beta endpoint. Feedback from the community is… - [Get an FDX token](https://docs.synctera.com/v2/reference/getfdxtoken.md): > 🚧 Beta > This is a Beta endpoint. Feedback from the community is… - [List accounts](https://docs.synctera.com/v2/reference/listaccounts.md): Get a paginated list of accounts. - [Create an account](https://docs.synctera.com/v2/reference/createaccount.md): Creates an account copying values from account template into the ac… - [List account products](https://docs.synctera.com/v2/reference/listaccountresourceproducts.md): List account products - [Create an account product](https://docs.synctera.com/v2/reference/createaccountresourceproduct.md): Create an account product. Rates cannot be nil or empty. - [Patch account product](https://docs.synctera.com/v2/reference/patchaccountproduct.md): Patch account product. Rates requires at minimum 1 entry if specifi… - [Liststoppayment](https://docs.synctera.com/v2/reference/liststoppayment.md) - [List account templates](https://docs.synctera.com/v2/reference/listaccounttemplates.md): List account templates - [Create an account template](https://docs.synctera.com/v2/reference/createaccounttemplate.md): Create an account template. An account template is needed to create… - [Delete account template](https://docs.synctera.com/v2/reference/deleteaccounttemplate.md): Delete account template - [Get account template](https://docs.synctera.com/v2/reference/getaccounttemplate.md): Get an account template - [Update account template](https://docs.synctera.com/v2/reference/updateaccounttemplate.md): Update account template - [Patch account template](https://docs.synctera.com/v2/reference/patchaccounttemplate.md): Patch account template - [Get account](https://docs.synctera.com/v2/reference/getaccount.md): Get an account by account_id. - [Patch account](https://docs.synctera.com/v2/reference/patchaccount.md): Patch account. - [Update account](https://docs.synctera.com/v2/reference/updateaccount.md): > Deprecated. Please use PATCH /v0/accounts. This route only suppor… - [Initiate account closure](https://docs.synctera.com/v2/reference/initiateaccountclosure.md): Initiates an account closure. It immediately changes the account st… - [Update account closure](https://docs.synctera.com/v2/reference/updateaccountclosure.md): Update an account closure. - [List account relationships](https://docs.synctera.com/v2/reference/listaccountrelationship.md): List all customers of an account - [Create account relationship](https://docs.synctera.com/v2/reference/createaccountrelationship.md): Add a customer to an account - [Delete account relationship](https://docs.synctera.com/v2/reference/deleteaccountrelationship.md): Delete account relationship - [Get account relationship](https://docs.synctera.com/v2/reference/getaccountrelationship.md): Get account relationship by ID - [Update account relationship](https://docs.synctera.com/v2/reference/updateaccountrelationship.md): Update account relationship. Only relationship_type can be updated.… - [List statements](https://docs.synctera.com/v2/reference/liststatements.md): Gets a list of statement summaries for an account. - [Get a statement](https://docs.synctera.com/v2/reference/getstatement.md): Gets a full statement by its ID. - [Get a statement's transactions](https://docs.synctera.com/v2/reference/getstatementtransactions.md): Gets the list of transactions for a statement's period. - [List applications](https://docs.synctera.com/v2/reference/listapplications-1.md): > 🚧 Beta > This is an Beta endpoint. Feedback from the community i… - [Create an application](https://docs.synctera.com/v2/reference/createapplication-1.md): > 🚧 Beta > This is an Beta endpoint. Feedback from the community i… - [Get an application](https://docs.synctera.com/v2/reference/getapplication-1.md): > 🚧 Beta > This is an Beta endpoint. Feedback from the community i… - [Modify an application](https://docs.synctera.com/v2/reference/patchapplication-1.md): > 🚧 Beta > This is an Beta endpoint. Feedback from the community i… - [List adverse action notices](https://docs.synctera.com/v2/reference/listadverseactions.md) - [Create an adverse action notice](https://docs.synctera.com/v2/reference/createadverseaction.md): An adverse action notice is required for Reg B and FCRA when an app… - [Retrieve an adverse action notice](https://docs.synctera.com/v2/reference/getadverseaction.md) - [List autopay configurations](https://docs.synctera.com/v2/reference/listautopayconfigs.md): > 🚧 Beta > This is a Beta endpoint. Feedback from the community is… - [Create autopay configuration](https://docs.synctera.com/v2/reference/createautopayconfig.md): > 🚧 Beta > This is a Beta endpoint. Feedback from the community is… - [Get autopay configuration](https://docs.synctera.com/v2/reference/getautopayconfig.md): > 🚧 Beta > This is a Beta endpoint. Feedback from the community is… - [Update autopay configuration](https://docs.synctera.com/v2/reference/updateautopayconfig.md): > 🚧 Beta > This is a Beta endpoint. Feedback from the community is… - [Delete autopay configuration](https://docs.synctera.com/v2/reference/deleteautopayconfig.md): > 🚧 Beta > This is a Beta endpoint. Feedback from the community is… - [List autopays](https://docs.synctera.com/v2/reference/listautopays.md): > 🚧 Beta > This is a Beta endpoint. Feedback from the community is… - [Get autopay](https://docs.synctera.com/v2/reference/getautopay.md): > 🚧 Beta > This is a Beta endpoint. Feedback from the community is… - [Update autopay](https://docs.synctera.com/v2/reference/patchautopay.md): > 🚧 Beta > This is a Beta endpoint. Feedback from the community is… - [Create an Apple Pay CSR](https://docs.synctera.com/v2/reference/createapplepaycsr.md): Generates and returns a Certificate Signing Request (CSR) that can… - [List Bulk Order Configurations](https://docs.synctera.com/v2/reference/listbulkorderconfigs.md): List bulk order configurations matching query parameters - [Create a bulk order configuration](https://docs.synctera.com/v2/reference/createbulkorderconfig.md): Bulk card orders can be configured to ship cards in bulk. - [Get bulk order configuration](https://docs.synctera.com/v2/reference/getbulkorderconfig.md): Get the details about a bulk order configuration. - [Fulfill a bulk order](https://docs.synctera.com/v2/reference/fulfillbulkorder.md): Bulk orders configured with a `MANUAL` bulk issuance policy will be… - [List External Cards](https://docs.synctera.com/v2/reference/listexternalcards.md): List External Cards - [Authenticate 3DS](https://docs.synctera.com/v2/reference/authenticate3ds.md): Validates the results of an External Card Transfer 3DS authenticati… - [Initialize 3DS](https://docs.synctera.com/v2/reference/initialize3ds.md): Initializes an External Card Transfer 3DS authentication. - [Lookup 3DS](https://docs.synctera.com/v2/reference/lookup3ds.md): Using device collection data, performs a lookup for an External Car… - [Create External Card from token](https://docs.synctera.com/v2/reference/createexternalcardfromtoken.md): Create an External Card from token. The token and cardholder name a… - [List External Transfers](https://docs.synctera.com/v2/reference/listexternalcardtransfers.md): List External Card Transfers - [Create External Card Transfer](https://docs.synctera.com/v2/reference/createexternalcardtransfer.md): Create External Card Transfer - [Create Apple Pay External Card Transfer](https://docs.synctera.com/v2/reference/createapplepayexternalcardtransfer.md): > 🚧 Alpha > Apple Pay transfers is currently in Alpha release and… - [Create Google Pay External Card Transfer](https://docs.synctera.com/v2/reference/creategooglepayexternalcardtransfer.md): > 🚧 Alpha > Google Pay transfers is currently in Alpha release and… - [Get External Card Transfer](https://docs.synctera.com/v2/reference/getexternalcardtransfer.md): Get External Card Transfer - [Create External Card Transfer Reversal](https://docs.synctera.com/v2/reference/createexternalcardtransferreversal.md): Create External Card Transfer Reversal - [Delete External Card](https://docs.synctera.com/v2/reference/deleteexternalcard.md): Delete an External Card - [Get External Card](https://docs.synctera.com/v2/reference/getexternalcard.md): Get External Card - [Update External Card](https://docs.synctera.com/v2/reference/updateexternalcard.md): Update External Card data - [List Cards](https://docs.synctera.com/v2/reference/listcards.md): List of cards matching query parameters - [Issue a Card](https://docs.synctera.com/v2/reference/issuecard.md): Issue or reissue a new card for a customer - [Activate a card](https://docs.synctera.com/v2/reference/activatecard.md): Activate a card - [Get card widget URL](https://docs.synctera.com/v2/reference/getcardwidgeturl.md): This endpoint returns a URL address of the specified widget for a g… - [List Gateways](https://docs.synctera.com/v2/reference/listgateways.md): List of gateways matching query parameters - [Create Gateway](https://docs.synctera.com/v2/reference/creategateway.md): Create a new Authorization Gateway Configuration - [Get Gateway](https://docs.synctera.com/v2/reference/getgateway.md): Get the details of an Authorization Gateway that has been configured - [Update Gateway](https://docs.synctera.com/v2/reference/updategateway.md): Update Authorization Gateway configuration - [List Card Image Details](https://docs.synctera.com/v2/reference/listcardimagedetails.md): List all card image details - [Create Card Image](https://docs.synctera.com/v2/reference/createcardimage.md): Create a card image entity. Note that this does not include the ima… - [Get Card Image Details](https://docs.synctera.com/v2/reference/getcardimagedetails.md): Get card image details - [Update Card Image Details](https://docs.synctera.com/v2/reference/updatecardimagedetails.md): Update card image details. The only detail that can be updated is t… - [Get Card Image Data](https://docs.synctera.com/v2/reference/getcardimagedata.md): Get card image data - [Upload Card Image](https://docs.synctera.com/v2/reference/uploadcardimagedata.md): Upload card image data - [List Card Products](https://docs.synctera.com/v2/reference/listcardproducts.md): List of available Card Products - [List 3DS Decision Gateways](https://docs.synctera.com/v2/reference/listthreedsdecisiongateways.md): List of 3DS decision gateway matching query parameters - [Create 3DS Decision Gateway](https://docs.synctera.com/v2/reference/createthreedsdecisiongateway.md): Create a new 3DS Decision Gateway - [Get 3DS DecisionGateway](https://docs.synctera.com/v2/reference/getthreedsdecisiongateway.md): Get the details of a 3DS Decision Gateway - [Update 3DS Decision Gateway](https://docs.synctera.com/v2/reference/updatethreedsgateway.md): Update 3DS Decision Gateway - [Get Card](https://docs.synctera.com/v2/reference/getcard.md): Get the details about a card that has been issued - [Update Card](https://docs.synctera.com/v2/reference/updatecard.md): Integrators can update the card resource to change status, update s… - [Get Card Barcode](https://docs.synctera.com/v2/reference/getcardbarcode.md): This endpoint is for testing environment only to provide access to… - [Get a client token](https://docs.synctera.com/v2/reference/getclientaccesstoken.md): Create a client access token for interacting with a card. This tok… - [Set Card PIN](https://docs.synctera.com/v2/reference/setcardpin.md): > 🚧 PCI Compliance > This endpoint requires PCI compliance. If yo… - [Reveal Card Details](https://docs.synctera.com/v2/reference/revealcarddetails.md): > 🚧 PCI Compliance > This endpoint requires PCI compliance. If yo… - [Get a widget access token](https://docs.synctera.com/v2/reference/getwidgetaccesstoken.md): Create an ephemeral (short-term, limited-scope) access token for in… - [List Digital Wallet Tokens](https://docs.synctera.com/v2/reference/listdigitalwallettokens.md): List Digital Wallet Tokens - [Get Digital Wallet Token](https://docs.synctera.com/v2/reference/getdigitalwallettoken.md): Get the details about the digital wallet token of a card - [Update Digital Wallet Token's life cycle status](https://docs.synctera.com/v2/reference/updatedigitalwallettokenstatus.md): The status of a digital wallet token can be updated as, ACTIVE to S… - [Create digital wallet token provision request for Apple Pay](https://docs.synctera.com/v2/reference/createdigitalwalletapple.md) - [Create digital wallet token provision request for Google Pay](https://docs.synctera.com/v2/reference/createdigitalwalletgoogle.md) - [List reward templates](https://docs.synctera.com/v2/reference/listrewardtemplates.md): Get paginated list of reward templates - [Create a reward template](https://docs.synctera.com/v2/reference/createrewardtemplate.md): Create a reward template A reward template defines the properties o… - [Get a Reward template](https://docs.synctera.com/v2/reference/getrewardtemplate.md): Get a reward template by ID. - [Patch Reward Template](https://docs.synctera.com/v2/reference/patchrewardtemplate.md): Update a reward template by ID. - [List rewards](https://docs.synctera.com/v2/reference/listrewards.md): Get paginated list of rewards - [Create a reward](https://docs.synctera.com/v2/reference/createreward.md): Create a reward - [Get Reward](https://docs.synctera.com/v2/reference/getreward.md): Get a reward by ID. - [Reverse a reward](https://docs.synctera.com/v2/reference/reversereward.md): Reverse the reward by creating a reversal transaction. - [List reward products](https://docs.synctera.com/v2/reference/listrewardproducts.md): Get a paginated list of reward products - [Create a reward product](https://docs.synctera.com/v2/reference/createrewardproduct.md): Create a new reward product bundle - [Get a reward product](https://docs.synctera.com/v2/reference/getrewardproduct.md): Get a single reward product by ID - [Update a reward product](https://docs.synctera.com/v2/reference/updaterewardproduct.md): Update the name, description, status, or reward_config_ids of a rew… - [List reward configs](https://docs.synctera.com/v2/reference/listrewardconfigs.md): Get a paginated list of all reward configs - [Create a reward config](https://docs.synctera.com/v2/reference/createrewardconfig.md): Create a new standalone reward config. Use PATCH /reward_products/{… - [Get a reward config](https://docs.synctera.com/v2/reference/getrewardconfig.md): Get a single reward config by ID - [Update a reward config](https://docs.synctera.com/v2/reference/updaterewardconfig.md): Update a reward config's properties - [List fee templates](https://docs.synctera.com/v2/reference/listfeetemplates.md): Get paginated list of fee templates - [Create a fee template](https://docs.synctera.com/v2/reference/createfeetemplate.md): Create a fee template A fee template defines the properties of a fe… - [Get a Fee template](https://docs.synctera.com/v2/reference/getfeetemplate.md): Get a fee template by ID. - [Patch Fee Template](https://docs.synctera.com/v2/reference/patchfeetemplate.md): Update a fee template by ID. - [List fees](https://docs.synctera.com/v2/reference/listfees.md): Get paginated list of fees - [Create a fee](https://docs.synctera.com/v2/reference/createfee.md): Create a fee - [Get Fee](https://docs.synctera.com/v2/reference/getfee.md): Get a fee by ID. - [Reverse a fee](https://docs.synctera.com/v2/reference/reversefee.md): Reverse the fee by creating a reversal transaction. - [List fee products](https://docs.synctera.com/v2/reference/listfeeproducts.md): Get a paginated list of fee products - [Create a fee product](https://docs.synctera.com/v2/reference/createfeeproduct.md): Create a new fee product bundle - [Get a fee product](https://docs.synctera.com/v2/reference/getfeeproduct.md): Get a single fee product by ID - [Update a fee product](https://docs.synctera.com/v2/reference/updatefeeproduct.md): Update the name of a fee product, description, or status - [List fee configs](https://docs.synctera.com/v2/reference/listfeeconfigs.md): Get a paginated list of all fee configs - [Create a fee config](https://docs.synctera.com/v2/reference/createfeeconfig.md): Create a new standalone fee config. Use PUT /fee_products/{fee_prod… - [Get a fee config](https://docs.synctera.com/v2/reference/getfeeconfig.md): Get a single fee config by ID - [Update a fee config](https://docs.synctera.com/v2/reference/updatefeeconfig.md): Update a fee config's properties - [List fee categories](https://docs.synctera.com/v2/reference/listfeecategories.md): Returns descriptions of all supported fee categories. Use this endp… - [Get Batch Payment Templates](https://docs.synctera.com/v2/reference/getbatchpaymenttemplates.md): Get all Batch Payment templates - [Create Batch Payment Template](https://docs.synctera.com/v2/reference/createbatchpaymenttemplate.md): Create a Batch Payment template - [Get Batch Payment Template](https://docs.synctera.com/v2/reference/getbatchpaymenttemplate.md): Get a Batch Payment template - [Update Batch Payment Template](https://docs.synctera.com/v2/reference/updatebatchpaymenttemplate.md): Update a Batch Payment template - [Get Batch Payments](https://docs.synctera.com/v2/reference/getbatchpayments.md): Get all Batch Payments - [Create Batch Payments](https://docs.synctera.com/v2/reference/createbatchpayments.md): Create multiple batch payments - [Get BatchPayment](https://docs.synctera.com/v2/reference/getbatchpayment.md): Get a Batch Payment - [Update Batch Payment](https://docs.synctera.com/v2/reference/updatebatchpayment.md): Update a Batch Payment - [List payments](https://docs.synctera.com/v2/reference/listmadepayments.md): > 🚧 Beta > This is a Beta endpoint. Feedback from the community is… - [Make a payment](https://docs.synctera.com/v2/reference/makepayment.md): > 🚧 Beta > This is a Beta endpoint. Feedback from the community is… - [Get payment](https://docs.synctera.com/v2/reference/getpayment.md): > 🚧 Beta > This is a Beta endpoint. Feedback from the community is… - [Update payment](https://docs.synctera.com/v2/reference/patchpayment.md): > 🚧 Beta > This is a Beta endpoint. Feedback from the community is… - [Get cash transfers](https://docs.synctera.com/v2/reference/getcashtransfers.md): Get all cash transfers > 🚧 Alpha > This is an Alpha spec-only endp… - [Get cash authorizations](https://docs.synctera.com/v2/reference/getcashauthorizations.md): Get all cash authorizations > 🚧 Alpha > This is an Alpha spec-only… - [Cash Authorization for an upcoming transfer](https://docs.synctera.com/v2/reference/createcashauthorization.md): Create a new cash authorization > 🚧 Alpha > This is an Alpha spec-… - [Get cash order authorization](https://docs.synctera.com/v2/reference/getcashorderauthorization.md): Get a specific cash order authorization > 🚧 Alpha > This is an Alp… - [Update a cash order authorization](https://docs.synctera.com/v2/reference/patchcashorderauthorization.md): > 🚧 Alpha > This is an Alpha spec-only endpoint. Feedback from the… - [Get cash transfer](https://docs.synctera.com/v2/reference/getcashtransfer.md): Get a specific cash transfer > 🚧 Alpha > This is an Alpha spec-onl… - [Update a cash transfer](https://docs.synctera.com/v2/reference/patchcashtransfer.md): To cancel a transfer, update the status to 'CANCELLED'. Only 'INITI… - [Create a barcode for a cash transaction](https://docs.synctera.com/v2/reference/createbarcode.md): Create a barcode for a cash transaction - [Get a list of barcodes](https://docs.synctera.com/v2/reference/getbarcodes.md): Get a list of barcodes - [Get a barcode](https://docs.synctera.com/v2/reference/getbarcode.md): Get a barcode - [Update a barcode](https://docs.synctera.com/v2/reference/updatebarcode.md): Update a barcode - [Get the available retailer map URL.](https://docs.synctera.com/v2/reference/getretailermapurl.md): Get the available retailer map URL - [List outgoing wires](https://docs.synctera.com/v2/reference/listwires.md): Get paginated list of wires - [Send a wire](https://docs.synctera.com/v2/reference/createwire.md): Create an outgoing wire transfer - [Get an outgoing wire by id](https://docs.synctera.com/v2/reference/getwire.md): Get a wire by id - [Cancel an outgoing wire](https://docs.synctera.com/v2/reference/cancelwire.md): Cancel an outgoing tranfer - [List sent ACH transactions](https://docs.synctera.com/v2/reference/listtransactionsout.md): List sent ACH transactions - [Send an ACH](https://docs.synctera.com/v2/reference/addtransactionout.md): Send an ACH - [List All Gateway Configurations](https://docs.synctera.com/v2/reference/getallgatewayconfigs.md): Gateway Endpoint Configuration object represents details required f… - [Create New Gateway Endpoint Configuration](https://docs.synctera.com/v2/reference/addgatewayconfig.md): By creating Gateway Endpoint Configuration object for Fintech, you… - [Delete Gateway Endpoint Configuration by ID](https://docs.synctera.com/v2/reference/deletegatewayconfigbyid.md): Use this to permanently remove Gateway Configuration and disable Au… - [Get Gateway Endpoint Configuration By ID](https://docs.synctera.com/v2/reference/getgatewayconfigbyid.md): Gateway Endpoint Configuration object represents details required f… - [Update Gateway Endpoint Configuration By ID](https://docs.synctera.com/v2/reference/patchgatewayconfigbyid.md): Gateway Endpoint Configuration object represents details required f… - [List Incoming ACH Transactions](https://docs.synctera.com/v2/reference/getincomingachlist.md): > 🚧 Beta > This is a Beta endpoint for use by early adopters. Do n… - [Get Incoming ACH Transaction By ID](https://docs.synctera.com/v2/reference/getincomingachbyid.md): > 🚧 Beta > This is a Beta endpoint for use by early adopters. Do n… - [Get a sent ACH transaction](https://docs.synctera.com/v2/reference/gettransactionout.md): Get a single sent ACH transaction - [Update a sent ACH transaction](https://docs.synctera.com/v2/reference/patchtransactionout.md): Update a sent ACH transaction (either status or funds availability) - [List payment schedules](https://docs.synctera.com/v2/reference/listpaymentschedules.md): Get paginated list of payment schedules - [Create a payment schedule](https://docs.synctera.com/v2/reference/createpaymentschedule.md): Create a payment schedule - [List payments](https://docs.synctera.com/v2/reference/listpayments.md): Get paginated list of payments - [Update a payment schedule](https://docs.synctera.com/v2/reference/patchpaymentschedule.md): Update a payment schedule - [List Remote Check Deposits](https://docs.synctera.com/v2/reference/listrdcdeposits.md): Retrieves a paginated list of the deposits made using remote deposi… - [Create a Remote Check Deposit](https://docs.synctera.com/v2/reference/createrdcdeposit.md): Create a new deposit using remote deposit capture to an account - [Get Remote Check Deposit](https://docs.synctera.com/v2/reference/getrdcdeposit.md): Retrieves one deposit made using remote deposit capture associated… - [Create an internal transfer](https://docs.synctera.com/v2/reference/createinternaltransfer.md): An internal transfer is an payment between two accounts within the… - [Get an internal transfer](https://docs.synctera.com/v2/reference/getinternaltransferbyid.md): Get an internal transfer auth by ID - [Update an internal transfer](https://docs.synctera.com/v2/reference/updateinternaltransferbyid.md): Update an internal transfer. - [List incoming wires](https://docs.synctera.com/v2/reference/listincomingwires.md): Get paginated list of incoming wires - [Get incoming wire by id](https://docs.synctera.com/v2/reference/getincomingwire.md): Get an incoming wire by id - [Update an incoming wire by id](https://docs.synctera.com/v2/reference/patchincomingwire.md): Update an incoming wire by id - [Create Synctera Pay Transfer](https://docs.synctera.com/v2/reference/createsyncterapaytransfer.md): Create an Outgoing Synctera Pay transfer > 🚧 Beta > This is a Beta… - [Get Outgoing Synctera Pay Transfers](https://docs.synctera.com/v2/reference/getsyncterapaytransfers.md): Get all Outgoing Synctera Pay transfers > 🚧 Beta > This is a Beta… - [Get Outgoing Synctera Pay Transfer](https://docs.synctera.com/v2/reference/getsyncterapaytransfer.md): Get an Outgoing Synctera Pay transfer > 🚧 Beta > This is a Beta en… - [Update an Outgoing Synctera Pay Transfer](https://docs.synctera.com/v2/reference/updatesyncterapaytransfer.md): Update an Outgoing Synctera Pay transfer > 🚧 Beta > This is a Beta… - [Return a Synctera Pay Transfer](https://docs.synctera.com/v2/reference/returnsyncterapaytransfer.md): Trigger a return upon an existing Outgoing Synctera Pay transfer >… - [Get Outgoing Synctera Pay Configurations](https://docs.synctera.com/v2/reference/getsyncterapayconfigurations.md): Get all Outgoing Synctera Pay configurations - [Get Outgoing Synctera Pay Configuration](https://docs.synctera.com/v2/reference/getsyncterapayconfiguration.md): Get an Outgoing Synctera Pay configuration - [List Outgoing Synctera Pay vendors](https://docs.synctera.com/v2/reference/getsyncterapayvendors.md): Get paginated list of Outgoing Synctera Pay vendors associated - [Get an Outgoing Synctera Pay vendor](https://docs.synctera.com/v2/reference/getsyncterapayvendor.md): Get a Synctera Pay vendor - [Create Incoming Synctera Pay Transfer](https://docs.synctera.com/v2/reference/createincomingsyncterapaytransfer.md): Create incoming Synctera Pay transfer > 🚧 Beta > This is a Beta en… - [List Incoming Synctera Pay Transfers](https://docs.synctera.com/v2/reference/listincomingsyncterapaytransfers.md) - [Get Incoming Synctera Pay Transfer](https://docs.synctera.com/v2/reference/getincomingsyncterapaytransfer.md) - [Get Incoming Synctera Pay Configuration](https://docs.synctera.com/v2/reference/getincomingsyncterapayconfiguration.md) - [List Incoming Synctera Pay Configurations](https://docs.synctera.com/v2/reference/listincomingsyncterapayconfigurations.md) - [List disputes](https://docs.synctera.com/v2/reference/listdisputes.md): Get paginated list of disputes - [Dispute a transaction](https://docs.synctera.com/v2/reference/createdispute.md): Create a dispute against a transaction. - [Get dispute document contents](https://docs.synctera.com/v2/reference/getdisputedocumentcontents.md): Returns the bytes of the requested document - [Get a Dispute](https://docs.synctera.com/v2/reference/getdispute.md): Get a dispute by ID. - [Update a dispute](https://docs.synctera.com/v2/reference/updatedispute.md): Update a dispute. - [Create a dispute action](https://docs.synctera.com/v2/reference/createaction.md): Create an action on a disputed transaction - [Add a document to a dispute](https://docs.synctera.com/v2/reference/adddisputedocument.md): Add a supporting document to a dispute object - [Get merchant from MX](https://docs.synctera.com/v2/reference/mxreadmerchant.md): Returns information about a particular merchant from MX, such as a… - [Get Transactions From Batch Payments Templates](https://docs.synctera.com/v2/reference/gettransactionsbatchpayments.md): Get all transactions that have the potential to be included in a ba… - [List pending transactions](https://docs.synctera.com/v2/reference/listpendingtransactions.md): Get paginated list of pending transactions matching the provided fi… - [Get a pending transaction](https://docs.synctera.com/v2/reference/getpendingtransactionbyid.md): Get a pending transaction by its uuid - [List posted transactions](https://docs.synctera.com/v2/reference/listpostedtransactions.md): Get paginated list of posted transactions matching the provided fil… - [Get a posted transaction](https://docs.synctera.com/v2/reference/getpostedtransactionbyid.md): Get a posted transaction by its uuid - [Revoke the secret](https://docs.synctera.com/v2/reference/revokesecret.md): Revoke the existing webhook secret. If this is called at the rollin… - [Create a secret](https://docs.synctera.com/v2/reference/createsecret.md): Create a webhook secret. The secret will be used to verify all subs… - [Replace an existing secret](https://docs.synctera.com/v2/reference/replacesecret.md): Replace an existing webhook secret immediately or as part of rotati… - [List webhooks](https://docs.synctera.com/v2/reference/listwebhooks.md): List all webhooks - [Create a webhook](https://docs.synctera.com/v2/reference/createwebhook.md): Create a webhook - [Trigger an event](https://docs.synctera.com/v2/reference/triggerevent.md): Trigger an specific event for webhook testing purpose - [Delete a webhook](https://docs.synctera.com/v2/reference/deletewebhook.md): Delete a webhook - [Get a webhook](https://docs.synctera.com/v2/reference/getwebhook.md): Get a webhook - [Update a webhook](https://docs.synctera.com/v2/reference/updatewebhook.md): Update a webhook - [List webhook events](https://docs.synctera.com/v2/reference/listevents.md): List webhook events. This response will not associate with the even… - [Get webhook event](https://docs.synctera.com/v2/reference/getevent.md): Get webhook event by ID - [Resend an event](https://docs.synctera.com/v2/reference/resendevent.md): Resend a webhook event - [List documents](https://docs.synctera.com/v2/reference/listdocuments.md): Returns a paginated list of documents (metadata only, not contents). - [Create a document](https://docs.synctera.com/v2/reference/createdocument.md): Store a document in the Synctera platform. - [Delete a document](https://docs.synctera.com/v2/reference/deletedocument.md): Delete a document. Before a document can be deleted, it must have a… - [Get a document](https://docs.synctera.com/v2/reference/getdocument.md): Returns the document attributes. Use /documents/{document_id}/conte… - [Update a document](https://docs.synctera.com/v2/reference/updatedocument.md): Update attributes of the latest document version. - [Get contents of latest document version](https://docs.synctera.com/v2/reference/getdocumentcontents.md): Returns the bytes of the requested document. - [Create a new document version](https://docs.synctera.com/v2/reference/createdocumentversion.md): Docs - [Get document contents by version](https://docs.synctera.com/v2/reference/getdocumentversion.md): Returns the bytes of the requested document. - [Get a document by version](https://docs.synctera.com/v2/reference/getdocumentversioncontents.md): Returns the document (attributes). Use /documents/{document_id}/ver… - [List notes](https://docs.synctera.com/v2/reference/listnotes.md): Get paginated list of notes - [Create a note](https://docs.synctera.com/v2/reference/createnote.md): Create a note - [Patch Note](https://docs.synctera.com/v2/reference/patchnote.md): Update a Note by ID. - [Retrieve a list of institutions](https://docs.synctera.com/v2/reference/getinstitutions.md) - [List EDD](https://docs.synctera.com/v2/reference/listedd.md): Get paginated list of EDD - [Create a EDD](https://docs.synctera.com/v2/reference/createedd.md): Create a EDD - [Delete a EDD](https://docs.synctera.com/v2/reference/deleteedd.md): Delete a EDD - [Get a EDD](https://docs.synctera.com/v2/reference/getedd.md): Get a EDD - [List migration mappings](https://docs.synctera.com/v2/reference/listmigrationmappings.md): List migration mappings. Either tenant or old_tenant may view the r… - [Create a migration mapping](https://docs.synctera.com/v2/reference/createmigrationmapping.md): Create a migration mapping that associates a resource's old tenant… - [Get migration mapping](https://docs.synctera.com/v2/reference/getmigrationmapping.md): Get a migration mapping by ID. - [Update migration mapping](https://docs.synctera.com/v2/reference/updatemigrationmapping.md): Update specific fields of a migration mapping. - [Delete migration mapping](https://docs.synctera.com/v2/reference/deletemigrationmapping.md): Soft-delete a migration mapping. - [Wipeworkspace](https://docs.synctera.com/v2/reference/wipeworkspace.md) - [Simulate Card Fulfillment Event](https://docs.synctera.com/v2/reference/simulatecardfulfillmentevent.md): This endpoint is for testing environment only to trigger a simulate… - [Simulate receiving ACH return](https://docs.synctera.com/v2/reference/achreturnsimulation.md): Use to simulate receiving ACH return in test environments. Creates… - [Simulate receiving ACH transaction](https://docs.synctera.com/v2/reference/achtransactionsimulation.md): Use to simulate receiving ACH transaction in test environments. Cre… - [Simulate receiving Wire transfer return](https://docs.synctera.com/v2/reference/wirereturnsimulation.md): Use to simulate receiving a Wire transfer return in test environmen… - [Simulate receiving Wire transaction](https://docs.synctera.com/v2/reference/wiretransactionsimulation.md): Use to simulate receiving Wire transaction in test environments. Cr… - [Simulate authorization](https://docs.synctera.com/v2/reference/simulateauthorization.md): Simulate an `authorization` type transaction by including the `card… - [Simulate authorization advice](https://docs.synctera.com/v2/reference/simulateauthorizationadvice.md): An authorization advice allows an amount to be decreased after the… - [Simulate clearing or refund](https://docs.synctera.com/v2/reference/simulateclearing.md): Simulate an `authorization.clearing` type transaction by including… - [Simulate L2l3](https://docs.synctera.com/v2/reference/simulatel2l3.md): > 🚧 Alpha > This is a Alpha endpoint. Feedback from the community… - [Simulate financial](https://docs.synctera.com/v2/reference/simulatefinancial.md): A "financial" is a transaction message class that includes ATM tran… - [Simulate financial advice](https://docs.synctera.com/v2/reference/simulatefinancialadvice.md): Simulate a financial advice by including the `original_transaction_… - [Simulate balance inquiry](https://docs.synctera.com/v2/reference/simulatebalanceinquiry.md): Simulate a `pindebit.balanceinquiry` type transaction by sending a… - [Simulate OCT](https://docs.synctera.com/v2/reference/simulateoriginalcredit.md): This Original Credit Transaction (OCT) enables the cardholder to re… - [Simulate ATM withdrawal](https://docs.synctera.com/v2/reference/simulatewithdrawal.md): Simulate a `pindebit.atm.withdrawal` type transaction by including… - [Simulate reversal](https://docs.synctera.com/v2/reference/simulatereversal.md): A reversal releases the hold that was placed on account funds by an… - [Simulate a network dispute action](https://docs.synctera.com/v2/reference/simulatedisputeaction.md): > 🚧 Beta > This is a Beta endpoint. Feedback from the community is… - [Retrieve Store Information for Barcode Simulation](https://docs.synctera.com/v2/reference/simulatebarcodesstores.md): > ⚠️ Sandbox Only > This simulation endpoint is only available in s… - [Create a cash deposit transaction simulation for a barcode](https://docs.synctera.com/v2/reference/simulatebarcodesdeposits.md): > ⚠️ Sandbox Only > This simulation endpoint is only available in s… - [Synctera Learning Center](https://docs.synctera.com/docs/learning-center.md): In-depth information about Synctera - [Synctera Console](https://docs.synctera.com/docs/synctera-console.md) - [How can we link our Operational and Reserve Accounts in the Synctera Console?](https://docs.synctera.com/docs/how-can-we-link-our-operational-and-reserve-accounts-in-the-synctera-console.md): Only users with the ability to link external accounts can complete… - [How do we enable case notifications for an employee?](https://docs.synctera.com/docs/how-do-we-enable-case-notifications-for-an-employee.md): To enable case notifications for an employee: - [We have new employees joining, how do we give them access to the Synctera Console?](https://docs.synctera.com/docs/we-have-new-employees-joining-how-do-we-give-them-access-to-the-synctera-console.md): You should have an admin set-up internally within your team and tha… - [Transaction Status](https://docs.synctera.com/docs/transaction-status.md) - [What is the difference between an authorization and pre-authorization? And what are their hold times?](https://docs.synctera.com/docs/what-is-the-difference-between-an-authorization-and-pre-authorization-and-what-are-their-hold-times.md): A pre-authorization is typically used to reserve funds with a reaso… - [Is there any way to stop a pending transaction from processing?](https://docs.synctera.com/docs/is-there-any-way-to-stop-a-pending-transaction-from-processing.md): There is not, a pending transaction needs to get posted first and t… - [I would like to release a hold on a transaction for a customer, how can I do that?](https://docs.synctera.com/docs/i-would-like-to-release-a-hold-on-a-transaction-for-a-customer-how-can-i-do-that.md): You can contact Synctera Support with the reason you would like to… - [How long can a transaction be in pending status?](https://docs.synctera.com/docs/how-long-can-a-transaction-be-in-pending-status.md): Most pending charges disappear in around 5 days or less, though som… - [Which types of transactions are subject to holds and how long do the holds last?](https://docs.synctera.com/docs/which-types-of-transactions-are-subject-to-holds-and-how-long-do-the-holds-last.md): Outgoing debit ACHs have a 2 day hold on the funds that have been a… - [Payments](https://docs.synctera.com/docs/payments.md) - [How can I check the reason why an end customer was unable to make a payment?](https://docs.synctera.com/docs/how-can-i-check-the-reason-why-an-end-customer-was-unable-to-make-a-payment.md): Given a declined transaction, the reason can be found using our Tra… - [How are micro-deposits monitored?](https://docs.synctera.com/docs/how-are-micro-deposits-monitored.md): Micro-deposits are strictly monitored by Plaid, Synctera does not h… - [Are there any differences in the Plaid linking process depending on the specific bank or credit union?](https://docs.synctera.com/docs/are-there-any-differences-in-the-plaid-linking-process-depending-on-the-specific-bank-or-credit-union.md): No, unless the bank/credit union is not supported by Plaid in which… - [Can the end customer link multiple bank accounts via micro-deposit account verification?](https://docs.synctera.com/docs/can-the-end-customer-link-multiple-bank-accounts-via-micro-deposit-account-verification.md): Yes, as long as it is not the same bank account multiple times. - [KYC/KYB](https://docs.synctera.com/docs/kyckyb.md) - [How can I find out why an application was denied? Can the end customer re-apply?](https://docs.synctera.com/docs/how-can-i-find-out-why-an-application-was-denied-can-the-end-customer-re-apply.md): If an end-customer's sign up is denied, you will find notes from th… - [Can an end customer's rejected application be overridden?](https://docs.synctera.com/docs/can-an-end-customers-rejected-application-be-overrriden.md): Depending on the nature of the rejected application, yes. - [Can we fail a KYC case if we believe it is a fraudulent user?](https://docs.synctera.com/docs/can-we-fail-a-kyc-case-if-we-believe-it-is-a-fraudulent-user.md): If you believe that an end-user's signup is potentially fraudulent,… - [What is the full list of information to include for each KYC case type?](https://docs.synctera.com/docs/what-is-the-full-list-of-information-to-include-for-each-kyc-case-type.md): Full legal name as it appears on government documents (no nicknames… - [Can I customize my KYC rules?](https://docs.synctera.com/docs/can-i-customize-my-kyc-rules.md): No, you cannot customize KYC rules, without approval from your spon… - [Fraud](https://docs.synctera.com/docs/fraud.md) - [What are the common reasons why an end customer might be mistakenly flagged as fraudulent?](https://docs.synctera.com/docs/what-are-the-common-reasons-why-an-end-customer-might-be-mistakenly-flagged-as-fraudulent.md): Transactions sometimes trigger a false positive if the end-customer… - [What should I do if I find out that an end customer couldn't complete a payment because he was flagged for fraudulent behaviour?](https://docs.synctera.com/docs/what-should-i-do-if-i-find-out-that-an-end-customer-couldnt-complete-a-payment-because-he-was-flagged-for-fraudolent-behaviour.md): If an end-customer cannot make a payment, it could be for a number… - [API Management](https://docs.synctera.com/docs/api-management.md) - [I am subscribed to webhooks and have noticed that they are not always delivered in order. What is the best way to handle this?](https://docs.synctera.com/docs/i-am-subscribed-to-webhooks-and-have-noticed-that-they-are-not-always-delivered-in-order-what-is-the-best-way-to-handle-this.md): Here's a guide to get around that: - [Customers/Accounts](https://docs.synctera.com/docs/customersaccountspersonsbusinesses.md) - [My end-customer's account status is Active, so why can't I send internal transfers to their Account?](https://docs.synctera.com/docs/my-end-customers-account-status-is-active-so-why-cant-i-send-internal-transfers-to-their-account.md): If your end-customer's Account status is "Active", check to make su… - [What should we do if our end-customer reports that our routing number is not recognized by a third party?](https://docs.synctera.com/docs/what-should-we-do-if-our-end-customer-reports-that-our-routing-number-is-not-recognized-by-a-third-party.md): If a financial institution fails to acknowledge a routing number, i… - [We have a few inactive end-customers who would like their accounts closed, what is the process to close their accounts?](https://docs.synctera.com/docs/we-have-a-few-inactive-end-customers-who-would-like-their-accounts-closed-what-is-the-process-to-close-their-accounts.md): In order to close an account successfully, you must ensure that the… - [Can end customers outside of USA/Canada create accounts? If so, how?](https://docs.synctera.com/docs/can-end-customers-outside-of-usa-canada-create-accounts-if-so-how.md): As long as the end-customer has an address that is in the list of y… - [How long does it take for an end customer's information (such as address) to reflect in the bank's database after modification?](https://docs.synctera.com/docs/how-long-does-it-take-for-an-end-customers-information-such-as-address-to-reflect-in-the-banks-database-after-modification.md): It is reflected instantly. - [Why would an end customer's account balance be different than the available balance?](https://docs.synctera.com/docs/why-would-an-end-customers-account-balance-be-different-than-the-available-balance.md): Account Balance is impacted only by posted transactions, but Availa… - [When an end customer's account is frozen/suspended, does that automatically freeze his/her card?](https://docs.synctera.com/docs/when-an-end-customers-account-is-frozensuspended-does-that-automatically-freeze-hisher-card.md): It does not auto-suspend the card, but part of authorizing a transa… - [When an end customer's customer status is frozen, does that automatically freeze their accounts?](https://docs.synctera.com/docs/when-an-end-customers-customer-status-is-frozen-does-that-automatically-freeze-their-accounts.md): Through the UI, if you freeze an end-customer, their accounts will… - [What are the possible account statuses and what do they mean?](https://docs.synctera.com/docs/what-are-the-possible-account-statuses-and-what-do-they-mean.md) - [What can cause an end customer account to go negative?](https://docs.synctera.com/docs/what-can-cause-an-end-customer-account-to-go-negative.md): A force-post or charges that settle for a higher amount than author… - [If an end customer's account status is suspended or frozen, how can I move the funds in order to close the account?](https://docs.synctera.com/docs/if-an-end-customers-account-status-is-suspended-or-frozen-how-can-i-move-the-funds-in-order-to-close-the-account.md): In order to move the end-customer's funds, the account needs to be… - [An end customer has left our platform and the accounts need to be closed but there are still some funds in it. How can I proceed with the closure?](https://docs.synctera.com/docs/an-end-customer-has-left-our-platform-and-the-accounts-need-to-be-closed-but-there-are-still-some-funds-in-it-how-can-i-proceed-with-the-closure.md): The funds needs to be returned back to the end-customer and once th… - [What happens if an end customer's account goes into a negative balance and how does Synctera handle such situations?](https://docs.synctera.com/docs/what-happens-if-an-end-customers-account-goes-into-a-negative-balance-and-how-does-synctera-handle-such-situations.md): When an account goes into a negative balance this can be due to few… - [How does the interest payout process work when a Fintech customer requests to close their savings account?](https://docs.synctera.com/docs/how-does-the-interest-payout-process-work-when-a-fintech-customer-requests-to-close-their-savings-account.md): When an end-customer requests to close a Savings account, the accou… - [ACH/Checks/Wires/Ledger](https://docs.synctera.com/docs/achcheckswiresledger.md) - [What formats are accepted for check deposits?](https://docs.synctera.com/docs/what-formats-are-accepted-for-check-deposits.md): PNG, JPEG, and TIFF formats are supported. - [How does Synctera handle end-customer errors on incoming wires?](https://docs.synctera.com/docs/how-does-synctera-handle-end-customer-errors-on-incoming-wires.md): When we receive wires that need manual intervention because a fraud… - [We know that direct deposit is a type of ACH. Is there any benefit or difference between setting up direct deposit vs the payer executing an ACH push?](https://docs.synctera.com/docs/we-know-that-direct-deposit-is-a-type-of-ach-is-there-any-benefit-or-difference-between-setting-up-direct-deposit-vs-the-payer-executing-an-ach-push-ie-time-for-payment-to-arrive-costs-etc.md): There is essentially no benefit to you. The benefit is for the end-… - [Is there a way for us (the customer of Synctera) to know if a payment via direct deposit is on its way?](https://docs.synctera.com/docs/is-there-a-way-for-us-the-customer-of-synctera-to-know-if-a-payment-via-direct-deposit-is-on-its-way.md): Generally this is not possible but in some cases Payroll providers… - [Is there any way for us to know if one of our end customers have set up direct deposit?](https://docs.synctera.com/docs/is-there-any-way-for-us-the-customer-of-synctera-to-know-if-one-of-our-end-customers-have-set-up-direct-deposit.md): Unfortunately, there is no way to verify this. The end-customer usu… - [What information is required for an end customer to allow their employer to enable/authorize direct deposit?](https://docs.synctera.com/docs/what-information-is-required-for-an-end-customer-to-allow-their-employer-to-enableauthorize-direct-deposit.md): The end-customer needs to obtain a direct deposit form from your co… - [Can we reverse an ACH?](https://docs.synctera.com/docs/can-we-reverse-an-ach.md): An individual ACH transaction can be reversed until it is sent to t… - [What are the cutoff times for same-day ACH?](https://docs.synctera.com/docs/what-are-the-cutoff-times-for-same-day-ach.md): You can see the cutoff times for same-day ACH in our guide here: - [The end customer initiated a same day ACH. Why hasn't it been posted in the account?](https://docs.synctera.com/docs/the-end-customer-initiated-a-same-day-ach-why-hasnt-it-been-posted-in-the-account.md): Same-day ACH payments will only settle the same business day if the… - [What are the processing times for ACH files?](https://docs.synctera.com/docs/what-are-the-processing-times-for-ach-files.md): ACH files are sent during ACH Exchange Windows (https://www.frbserv… - [Can accounts receive and send international USD wires?](https://docs.synctera.com/docs/can-accounts-receive-and-send-international-usd-wires.md): Some of our sponsor banks support receiving international wires, bu… - [How does the end customer ensure their check is deposited successfully?](https://docs.synctera.com/docs/how-does-the-end-customer-ensure-their-check-is-deposited-successfully.md): MRDC checks are first sent to synctera. A pending transaction will… - [What are the different types of statuses for an ACH transaction on the Synctera platform, and how do they relate to the transaction and the network?](https://docs.synctera.com/docs/what-are-the-different-types-of-statuses-for-an-ach-transaction-on-the-synctera-platform-and-how-do-they-relate-to-the-transaction-and-the-network.md): There are two types of statuses regarding an ACH transaction: The *… - [Why do I sometimes not see a network status on ACH transactions?](https://docs.synctera.com/docs/why-do-i-sometimes-not-see-a-network-status-on-ach-transactions.md): For Incoming Credits/Debits, a network status will not be trackable… - [How can I know why an ACH transaction failed?](https://docs.synctera.com/docs/how-can-i-know-why-an-ach-transaction-failed.md): There will be a decline reason present in the Platform. Common decl… - [Why do ACH files get sent out sometimes even when the account has been frozen and the transaction is still in pending status?](https://docs.synctera.com/docs/why-do-ach-files-get-sent-out-sometimes-even-when-the-account-has-been-frozen-and-the-transaction-is-still-pending-status.md): If the file has been sent to the network we are not able to then re… - [What are the validations/verifications that checks are subjected to before they are approved?](https://docs.synctera.com/docs/what-are-the-validationsverifications-that-checks-are-subjected-to-before-they-are-approved.md): The check standards are as follows : - [Do all checks need to be reviewed & approved/declined manually after deposit?](https://docs.synctera.com/docs/do-all-checks-need-to-be-reviewed-approveddeclined-manually-after-deposit.md): Yes, all checks need to be reviewed & approved/declined after depos… - [A check was rejected. How can we find out the rejection reason?](https://docs.synctera.com/docs/a-check-was-rejected-how-can-we-find-out-the-rejection-reason.md): In the Synctera console, open up the check transaction and on the l… - [Why was our wire returned?](https://docs.synctera.com/docs/why-was-our-wire-returned.md): You can view the reason for why the wire was returned in the Syncte… - [Understanding ACH Subtypes](https://docs.synctera.com/docs/understanding-ach-subtypes.md) - [Cards/AFT/OCT](https://docs.synctera.com/docs/cardsaftoct.md) - [An end customer is getting an Address Verification Service (AVS) failed error. How can this be resolved?](https://docs.synctera.com/docs/an-end-customer-is-getting-an-address-verification-service-avs-failed-error-how-can-this-be-resolved.md): AVS looks at the end-customer’s street address and postal code, so… - [How do international customers provide a valid address if the merchant only allows entry of US addresses?](https://docs.synctera.com/docs/how-do-international-customers-provide-a-valid-address-if-the-merchant-only-allows-entry-of-us-addresses.md): If a merchant requires a US address and customer does not have one,… - [How can a customer pass AVS if they have different shipping and billing addresses? Does additional documentation need to be provided?](https://docs.synctera.com/docs/how-can-a-customer-pass-avs-if-they-have-different-shipping-and-billing-addresses-does-additional-documentation-need-to-be-provided.md): AVS only uses 1 address. If legal address is populated, it is used.… - [What should I do if an end-customer has not received their card shipment in the expected timeframe?](https://docs.synctera.com/docs/what-should-i-do-if-an-end-customer-has-not-received-their-card-shipment-in-the-expected-timeframe.md): We encourage you to pass the tracking number onto the end-customer… - [Can an end-customer cancel a card shipment? If so, how?](https://docs.synctera.com/docs/can-an-end-customer-cancel-a-card-shipment-if-so-how.md): You can reach out to Synctera Support on the end-customer's behalf.… - [Can a end-customer change their shipping address after a card request has been made? If so, how? Who should be contacted?](https://docs.synctera.com/docs/can-a-end-customer-change-their-shipping-address-after-a-card-request-has-been-made-if-so-how-who-should-be-contacted.md): You can reach out to Synctera Support on your end customer's behalf… - [How are merchant processors for merchants displayed in transactions?](https://docs.synctera.com/docs/how-are-merchant-processors-for-merchants-displayed-in-transactions.md): In the Synctera console, we display merchant processors with an ast… - [How can an end-customer dispute a card transaction?](https://docs.synctera.com/docs/how-can-an-end-customer-dispute-a-card-transaction.md): The end-customer should contact their issuing cards bank if they wo… - [Can purchases settle for an amount larger than the amount that was authorized?](https://docs.synctera.com/docs/can-purchases-settle-for-an-amount-larger-than-the-amount-that-was-authorized.md): Yes, some charges (e.g. restaurant bills with tip) typically settle… - [How do ATMs and ATM fees work at Synctera?](https://docs.synctera.com/docs/how-do-atms-and-atm-fees-work-at-synctera.md): ATM fees are typically charged by the ATM owner/operator. - [Can card orders be shipped internationally?](https://docs.synctera.com/docs/can-card-orders-be-shipped-internationally.md): Yes they can be. - [Can cards be shipped to PO boxes?](https://docs.synctera.com/docs/can-cards-be-shipped-to-po-boxes.md): It is possible from our end, but it depends on your policy as our c… - [An end-customer is unable to add a card to their Apple/Google Wallet, what is the reasoning behind this and how can this be resolved?](https://docs.synctera.com/docs/an-end-customer-is-unable-to-add-a-card-to-their-apple-wallet-what-is-the-reasoning-behing-this-and-how-can-this-be-resolved.md): Mastercard, Apple, and/or Google can decline a customer’s ability t… - [What should I do if an end-customer uploads incorrect external card information to the platform, and Tabapay declines eligibility for AFT/OCT?](https://docs.synctera.com/docs/what-should-i-do-if-an-end-customer-uploads-incorrect-external-card-information-to-the-platform-and-tabapay-declines-eligibility-for-aftoct.md): You can delete the card and recreate it with correct info. - [How can I get more information on the reasons behind a declined AFT/OCT case?](https://docs.synctera.com/docs/how-can-i-get-more-information-on-the-reasons-behind-a-declined-aftoct-case.md): Transaction declined: TabaPay returns a response on the transaction… - [What is the process to reverse a card transaction that has already been created?](https://docs.synctera.com/docs/what-is-the-process-to-reverse-a-card-transaction-that-has-already-been-created.md): A posted transaction should be negated by either refunds by the mer… - [What are the possible errors I might get when attempting to issue a card for an end-customer?](https://docs.synctera.com/docs/what-are-the-possible-errors-i-might-get-when-attempting-to-issue-a-card-for-an-end-customer.md): There are myriad of reasons. The list is always subject to change. - [How can I create a list of all of my organization's customers using specific products my business offers via Synctera?](https://docs.synctera.com/docs/how-can-i-create-a-list-of-all-of-my-organizations-customers-using-specific-products-my-business-offers-via-synctera.md): You can gather this data by using our metabase that allows you to b… - [How can I customize end-customer spending limits?](https://docs.synctera.com/docs/how-can-i-customize-end-customer-spending-limits.md): If you wish to customize your spending limits before launching, you… - [Can an end-customer fund their card through an instant deposit with a payment app (Paypal, Venmo, etc) without declines?](https://docs.synctera.com/docs/can-an-end-customer-fund-their-card-through-an-instant-deposit-with-a-payment-app-paypal-venmo-etc-without-declines.md): Yes, an end-customer can add their card to another payment app, and… - [What is a contactless card?](https://docs.synctera.com/docs/what-is-a-contactless-card.md): A contactless is any card that has the "Tap feature" enabled, allow… - [Is there a limit for the number of contactless transactions that can be made in a day?](https://docs.synctera.com/docs/is-there-a-limit-for-the-number-of-contactless-transactions-that-can-be-made-in-a-day.md): The number of contactless transactions that can be made fall under… - [The contactless feature on an end-customers card is not working, how can this be resolved?](https://docs.synctera.com/docs/the-contactless-feature-on-an-end-customers-card-is-not-working-how-can-this-be-resolved.md): If the end-customer has tried the card at multiple different POS te… - [Platform Reporting and Metrics](https://docs.synctera.com/docs/platform-reporting-and-metrics.md) - [How we calculate API availability](https://docs.synctera.com/docs/how-we-calculate-api-availability.md): This document describes how we calculate the API Availability. - [Synctera Support](https://docs.synctera.com/docs/synctera-support.md) - [When should I submit a Zendesk ticket vs. a Case for Support?](https://docs.synctera.com/docs/when-should-i-submit-a-zendesk-ticket-vs-a-case-for-support.md) - [Synctera for FinTechs](https://docs.synctera.com/docs/synctera-for-builders-and-fintechs.md): Want to bring a new financial product to market? Whether you’re loo… - [Synctera Platform Agreement](https://docs.synctera.com/docs/synctera-platform-agreement.md) - [Products and Platform](https://docs.synctera.com/docs/products-fintechs.md) - [Identity Verification and Monitoring Products](https://docs.synctera.com/docs/id-verification-monitoring-products.md) - [Account management](https://docs.synctera.com/docs/account-management-products.md): Our proprietary, flexible ledger serves as the operating infrastruc… - [Account linking ](https://docs.synctera.com/docs/account-linking-products.md): Verify account ownership, identity and account balance when funding… - [Instant Account Funding](https://docs.synctera.com/docs/instant-account-funding.md): Allow your customers to fund their accounts directly from their car… - [Instant Push to Card](https://docs.synctera.com/docs/instant-push-to-card.md): Allow your customers to push money from their accounts to any card… - [Payments](https://docs.synctera.com/docs/payments-products.md): Simple, reliable money movement - [Cards](https://docs.synctera.com/docs/cards-products.md): Provide fast and convenient access to funds - [Back office](https://docs.synctera.com/docs/back-office-products.md): Achieve compliance and fight money laundering - [Platform features](https://docs.synctera.com/docs/platform-features-fintechs.md): To prevent fraud, Synctera supports the ability to ban identities o… - [T-Minus10 Live Testing Environment](https://docs.synctera.com/docs/t-minus10.md): A live testing environment: Test your app with real money, with a r… - [Overview](https://docs.synctera.com/docs/overview.md): The main interface for the t-10 environment is called the t-10 Work… - [T-Minus10 Program Agreement](https://docs.synctera.com/docs/t-minus10-program-agreement.md) - [T-Minus10 Program Agreement Cardholder Terms](https://docs.synctera.com/docs/t-minus10-program-agreement-cardholder-terms.md) - [T-Minus10 Privacy Policy](https://docs.synctera.com/docs/t-minus10-privacy-policy.md) - [Professional Services](https://docs.synctera.com/docs/professional-services-fintechs.md): An expert team to design and build your FinTech app or embedded ban… - [International Remittance](https://docs.synctera.com/docs/international-remittance.md) - [SyncteraPay Overview](https://docs.synctera.com/docs/syncterapay-overview.md): Many of our FinTechs have existing relationships with Third Party p… - [Fintech Launch Guide](https://docs.synctera.com/docs/fintech-launch-guide.md) - [FinTech Launch Checklist](https://docs.synctera.com/docs/fintech-launch-checklist.md): This document contains all action items that you need to complete i… - [Solutioning](https://docs.synctera.com/docs/fintech-solutioning.md) - [Adding Sole Proprietorship](https://docs.synctera.com/docs/adding-sole-proprietorship.md): This document is intended to list the general requirements from a p… - [SmartCards (Secured)](https://docs.synctera.com/docs/smartcards-secured.md): This document outlines the step by step process flow of getting a s… - [Card Transaction Lifecycles](https://docs.synctera.com/docs/card-transaction-flows.md): This document is to provide end to end maps of common card transact… - [Business Onboarding](https://docs.synctera.com/docs/business-onboarding.md): This diagram outlines the compliance requirements for a typical bus… - [Consumer Onboarding](https://docs.synctera.com/docs/consumer-onboarding.md): This document outlines the requirements for a typical consumer DDA… - [Funds flow diagram](https://docs.synctera.com/docs/funds-flow.md): A funds flow diagram shows a detailed view of how money will flow i… - [Due Diligence and Matching Overview](https://docs.synctera.com/docs/due-diligence-and-matching-overview.md): Prior to partnering with you to launch a FinTech app or embedded ba… - [Pre-Launch Task Guide](https://docs.synctera.com/docs/pre-launch-task-guide.md) - [Set Up Case Management](https://docs.synctera.com/docs/set-up-case-management.md): Setting up assignees for case notifications - [Run KYB on Your Company/Organization](https://docs.synctera.com/docs/run-kyb-on-you-company-or-organization.md): In order to test your app with real money, with a real bank, in the… - [Account Opening at the Sponsor Bank](https://docs.synctera.com/docs/opening-an-account-at-the-sponsor-bank.md): In order to golive with your Sponsor Bank partner, the FinTech will… - [Testing and Certification](https://docs.synctera.com/docs/testing-and-certification.md): Testing and certification are essential for FinTech implementations… - [Develop Marketing Materials](https://docs.synctera.com/docs/compliance-guidance-about-marketing.md): Marketing materials must be in compliance with bank regulatory expe… - [App store submissions](https://docs.synctera.com/docs/app-stores.md): App stores are the primary means to get your app or product into th… - [Product-Specific Launch Guides](https://docs.synctera.com/docs/product-specific-launch-guides.md) - [Launch SyncteraPay](https://docs.synctera.com/docs/launch-syncterapay.md) - [Launch Cards](https://docs.synctera.com/docs/launch-debit-cards.md) - [Launch Cards with Synctera](https://docs.synctera.com/docs/launch-cards-with-synctera.md) - [Physical Card Art & Collateral](https://docs.synctera.com/docs/mobile-wallet-resources.md): Synctera allows you to easily issue cards that make your brand stan… - [Enable Apple Pay and Google Pay](https://docs.synctera.com/docs/enable-apple-pay-and-google-pay.md) - [Post-Launch Support](https://docs.synctera.com/docs/post-launch-support.md) - [Change Management Process](https://docs.synctera.com/docs/change-management-process.md): Our Change Management Process is designed to streamline the communi… - [Post-Launch FinTech Support](https://docs.synctera.com/docs/fintech-support.md): Congratulations on pushing the application into Production! This pa… - [FinTech User Guide](https://docs.synctera.com/docs/fintech-user-guide.md) - [NOC case correction](https://docs.synctera.com/docs/noc-case-correction.md): We get NOC from external financial institutions when the account de… - [Accounts](https://docs.synctera.com/docs/accounts-for-fintechs.md): The Accounts tab of the Synctera Console allows you to view all of… - [Cases](https://docs.synctera.com/docs/cases-for-fintechs.md) - [AML Cases](https://docs.synctera.com/docs/aml-cases.md) - [Limit Control cases](https://docs.synctera.com/docs/limit-control-cases.md): You can set notifications alerts when you create the limit. For exa… - [Customer Alert Cases](https://docs.synctera.com/docs/customer-alert-cases-fintechs.md): The Customer Alert case type provides a place to review any alerts… - [Custom Card Review Cases](https://docs.synctera.com/docs/custom-card-review-cases-fintechs.md): If you offer the ability for your customers to upload a picture tha… - [Dispute Cases](https://docs.synctera.com/docs/dispute-cases-fintechs.md): Customers can dispute transactions made on their card or their acco… - [External Card Dispute Cases](https://docs.synctera.com/docs/external-card-dispute-cases.md) - [Card transaction disputes](https://docs.synctera.com/docs/card-transaction-dispute-cases.md): Card tranactions are the most commonly disputed transactions types.… - [ACH transaction disputes](https://docs.synctera.com/docs/ach-transaction-dispute-cases.md): This guide explains the ACH dispute process, how to initiate, manag… - [Fraud Cases](https://docs.synctera.com/docs/fraud-cases-fintechs.md): [Synctera Fraud](/docs/payments-products#synctera-fraud) will autom… - [Information Request cases](https://docs.synctera.com/docs/information-request-cases-fintechs.md): The Information Request case type provides a place for you, your ba… - [KYB cases](https://docs.synctera.com/docs/kyb-cases-fintechs.md): The KYB case allows you to assess the KYB outcome for business cust… - [KYC Cases](https://docs.synctera.com/docs/kyc-cases-fintechs.md): The KYC case allows you to assess the KYC outcome for customers who… - [Marketing Materials cases](https://docs.synctera.com/docs/marketing-materials-cases-fintechs.md): The back-and-forth process for getting marketing approvals is often… - [Spend Monitoring cases](https://docs.synctera.com/docs/spend-monitoring-cases.md): The Spend Monitoring case type provides a place to review Spend Mon… - [Watchlist Match cases](https://docs.synctera.com/docs/watchlist-match-cases-fintechs.md): The Watchlist Match case type provides a place to review any counte… - [Reconciliation](https://docs.synctera.com/docs/reconciliations-for-fintechs.md): When your customers begin conducting live transactions, it is impor… - [Overview](https://docs.synctera.com/overview.md): Fees and Rewards are important features for many FinTech programs.… - [Fees](https://docs.synctera.com/fees.md): Fees orchestrated and automated by the Synctera system. - [Rewards](https://docs.synctera.com/rewards.md): Rewards orchestrated and automated by the Synctera system. - [Limit Control](https://docs.synctera.com/docs/limit-control.md) - [Spend Monitoring](https://docs.synctera.com/docs/spend-monitoring.md): Synctera Spend Controls provide you with a way to control spend on… - [Cards](https://docs.synctera.com/docs/cards-for-fintechs.md) - [Managing Debit Cards](https://docs.synctera.com/docs/card-management.md): The Cards tab in the Synctera Console supports the ability to issue… - [Card Interchange](https://docs.synctera.com/docs/interchange-overview.md): Interchange (reimbursement) fees are fees paid by merchants each ti… - [Mastercard Passthrough Fees](https://docs.synctera.com/docs/mastercard-passthrough-fees.md): Mastercard bills the payment card issuer (i.e. your BIN sponsor ban… - [Controls for cross-border card transactions](https://docs.synctera.com/docs/controls-for-cross-border-card-transactions.md): Synctera has enabled controls for cross-border card transactions - [Issuer 3DS Card Authentication](https://docs.synctera.com/docs/issuer-3ds-card-authentication.md): 3DS authentication is a security protocol backed by the major payme… - [Address Verification Service (AVS)](https://docs.synctera.com/docs/address-verification-service-avs.md): Address Verification Service (AVS) is a method provided by issuers… - [Card Shipping Overview](https://docs.synctera.com/docs/card-shipping-overview.md) - [Handling Returned Mail](https://docs.synctera.com/docs/how-to-handle-return-mail-for-cards.md): Handling Returned Mail - [Level 2 & Level 3 Data](https://docs.synctera.com/docs/level-2-level-3-data.md): Level 1/Level 2/Level 3 (L1/L2/L3) represents the levels of data pr… - [Insights](https://docs.synctera.com/docs/insights.md): Synctera Insights is our world-class analytics and dashboarding wor… - [Synctera Insights Frequently Asked Questions (FAQ)](https://docs.synctera.com/docs/synctera-insights-frequently-asked-questions-faq.md): if you have any questions not in here, please reach out. This docum… - [Overview](https://docs.synctera.com/docs/user-management-overview.md): Users are people who can log into the Synctera Console. Users' acce… - [Permissions](https://docs.synctera.com/docs/permissions.md) - [Group and User Creation](https://docs.synctera.com/docs/group-and-user-creation.md) - [Company offboarding](https://docs.synctera.com/docs/company-offboarding.md) - [Transactions for FinTechs](https://docs.synctera.com/docs/transactions-for-fintechs.md): The Transactions tab of the Synctera Console allows you to view all… - [Invoice Details](https://docs.synctera.com/docs/invoice-details.md) - [Risk & Compliance](https://docs.synctera.com/docs/compliance.md) - [Compliance Management System (CMS)](https://docs.synctera.com/docs/compliance-management-system-cms.md) - [Customer Onboarding, Identification, and Diligence](https://docs.synctera.com/docs/cip.md): This guide captures the requirements for onboarding customers onto… - [Compliance and Ops Support (Ground Control)](https://docs.synctera.com/docs/ground-control.md): Synctera’s Ground Control service offers operational support for co… - [Account Agreements and Disclosures](https://docs.synctera.com/docs/accountagreementsanddisclosures.md): This guide captures the requirements for account agreements and dis… - [Customer Support, Disputes, and Complaints](https://docs.synctera.com/docs/customer-support-and-complaints.md): Because you own the customer relationship, you are responsible as a… - [Chargeback Response Guide for Instant Payments (AFT & OCT Transactions)](https://docs.synctera.com/docs/chargeback-response-guide-for-Instant-payments.md) - [Marketing](https://docs.synctera.com/docs/marketing.md): There are several guidelines to marketing your financial products p… - [Use of External KYC Vendors](https://docs.synctera.com/docs/use-of-external-kyc-vendors.md): Synctera is connected with specific KYC vendors to conduct identity… - [Operational Resilience](https://docs.synctera.com/docs/rc-implementation-operational-resilience.md): As soon as possible, but at least prior to access to the production… - [Security](https://docs.synctera.com/docs/rc-implementation-security.md): Ensuring strict, yet agile processes for releasing code, building s… - [Promotions or Bonus Programs](https://docs.synctera.com/docs/promotions-or-bonus-programs.md): Structuring a promotions or bonus program requires striking a balan… - [Change Management](https://docs.synctera.com/docs/change-management-1.md): During the course of your product launch and after it is live, ther… - [Device Fingerprinting](https://docs.synctera.com/docs/device-fingerprinting.md): Every interaction an end-user has with a digital application genera… - [Risks & Controls](https://docs.synctera.com/docs/risks-controls.md) - [Fraud Risks and Scenarios](https://docs.synctera.com/docs/rc-implementation-fraud-strategy.md): Below are some common fraud risks that you may face as a company. - [ACH Transfers - Risk and Compliance](https://docs.synctera.com/docs/ach-payments-risk-and-compliance.md): The Automated Clearing House (ACH) is a network for financial trans… - [Wire Transfers - Risk and Compliance](https://docs.synctera.com/docs/wire-transfers-risk-and-compliance.md): Wire transfers allows for the electronic movement of money between… - [A Comprehensive Guide to Rules Change Management with Synctera](https://docs.synctera.com/docs/synctera-fraud-rules-strategy-process.md): Welcome to Rules Strategy with Synctera. The purpose of this docume… - [FinTech Bank Migration Overview](https://docs.synctera.com/fin-tech-bank-migration-overview.md) - [Bank Start Guide](https://docs.synctera.com/docs/bank-start-guide.md) - [How to set up secure file delivery](https://docs.synctera.com/docs/how-to-set-up-secure-file-delivery.md) - [Get Ready for Synctera Cases](https://docs.synctera.com/docs/get-ready-for-synctera-cases.md): Setting up assignees for case notifications - [Accounts on the bank's core](https://docs.synctera.com/docs/accounts-on-the-banks-core.md): Synctera is a Sub-Ledger to the Bank and the Ledger of Record for t… - [Sweep daily files](https://docs.synctera.com/docs/sweep-daily-files.md): money movements in the bank system and the Synctera ledger. - [Secure File Delivery](https://docs.synctera.com/docs/secure-file-delivery.md): This page describes the Secure File Delivery service at Synctera th… - [Synctera Internal accounts overview](https://docs.synctera.com/docs/internal-accounts-overview.md): This document discusses the types, purpose, and reconciliation of i… - [Get Ready for Synctera Transaction Files](https://docs.synctera.com/docs/get-ready-for-synctera-transaction-files.md): The Accounts Balances file is a CSV file that contains the account… - [Get Ready for Synctera ACH](https://docs.synctera.com/docs/get-ready-for-synctera-ach.md): The ACH file format (or NACHA file) is a text file, in which record… - [ACH Flow of Funds](https://docs.synctera.com/docs/ach-flow-of-funds.md): This document outlines the flow of funds in between the Sponsor Ban… - [Get ready for Synctera Debit Card](https://docs.synctera.com/docs/get-ready-for-synctera-debit-card.md): Please see the product description here. - [Register for Mastercard Connect](https://docs.synctera.com/docs/register-for-mastercard-connect.md): As a Principal Member of Mastercard, you must register for [Masterc… - [Quarterly Mastercard Reporting (QMR)](https://docs.synctera.com/docs/quarterly-mastercard-reporting-qmr.md): The QMR (Quarterly Mastercard Report) must be submitted after the e… - [Get ready for Synctera Remote Check Deposit](https://docs.synctera.com/docs/get-ready-for-synctera-remote-check-deposit.md) - [Get Ready for Synctera Wire](https://docs.synctera.com/docs/get-ready-for-synctera-wire.md): The term wire transfer refers to an electronic transfer of funds vi… - [Get ready for Synctera Instant Account Funding and Push to Card ](https://docs.synctera.com/docs/get-ready-for-instant-account-funding-instant-push-to-card.md): Synctera offers *Instant Account Funding* and*Instant Push to Card*… - [Get Ready for Synctera Line of Credit](https://docs.synctera.com/docs/get-ready-for-synctera-line-of-credit.md): To launch Synctera Line of Credit, your Synctera Implementation & O… - [Achieve Risk & Compliance readiness](https://docs.synctera.com/docs/achieve-risk-compliance-readiness.md): Risk and Compliance readiness will ensure that you are prepared to… - [Get to Know the Synctera Platform](https://docs.synctera.com/docs/get-to-know-the-synctera-platform.md): The Synctera platform is where Operations will manage their workloa… - [Working with FinTech Partners](https://docs.synctera.com/docs/working-with-fintech-parnters.md): Synctera will work with the Sponsor Bank to understand its key goal… - [Appendix](https://docs.synctera.com/docs/appendix.md) - [Mastercard Pricing & Fees](https://docs.synctera.com/docs/mastercard-pricing-fees.md) - [Exhibits](https://docs.synctera.com/docs/exhibits.md): Synctera will need the following information to complete the ACH NA… - [How to Accept Your BIN in Mastercard Connect](https://docs.synctera.com/docs/how-to-accept-your-bin-in-mastercard-connect.md): To accept the BINs, please enter the “Requests” section at the top… - [Bank User Guide](https://docs.synctera.com/docs/bank-user-guide.md) - [Onboarding a FinTech](https://docs.synctera.com/docs/onboarding-a-fintech.md): Synctera nurtures qualified FTBs to define program solution, econom… - [Managing Synctera ACH](https://docs.synctera.com/docs/managing-ach-banks.md) - [Managing Synctera Debit Card](https://docs.synctera.com/docs/managing-debit-card-banks.md): Once the FinTech has started issuing Synctera Debit Cards to their… - [Managing Synctera Line of Credit](https://docs.synctera.com/docs/managing-line-of-credit-banks.md): Please see product description [here](/docs/lending-products-banks#… - [Using Synctera Cases](https://docs.synctera.com/docs/synctera-cases-for-banks.md) - [Marketing Materials Reviews](https://docs.synctera.com/docs/marketing-materials-reviews-banks.md): The back-and-forth process for getting marketing approvals is often… - [Customer Alert Cases](https://docs.synctera.com/docs/customer-alert-cases.md): The Customer Alert case type provides e a place to review any alert… - [Dispute Cases](https://docs.synctera.com/docs/dispute-cases.md): The Dispute Case provides a place to track customer disputes of tra… - [Fraud cases](https://docs.synctera.com/docs/fraud-cases.md): [Synctera Fraud](/docs/payments-products#synctera-fraud) will autom… - [Information Request cases](https://docs.synctera.com/docs/information-request-cases.md): The Information Request case type provides a place for you, your ba… - [KYB cases](https://docs.synctera.com/docs/kyb-cases.md): The KYB (Know Your Business) case type provides a place for you to… - [KYC cases](https://docs.synctera.com/docs/kyc-cases.md): The KYC (Know Your Customer) case type provides a place for you to… - [Watchlist Match cases](https://docs.synctera.com/docs/watchlist-match-cases.md): The Watchlist Match case type provides a place to review any counte… - [Managing Synctera MRDC](https://docs.synctera.com/docs/managing-synctera-mrdc.md): Once the FinTech's end-users begin depositing checks via MRDC, the… - [Performing 314(a) Searches](https://docs.synctera.com/docs/314a-searches.md): FinCEN’s 314a Program, based on Section 314(a) of the USA PATRIOT A… - [Performing Reconciliation](https://docs.synctera.com/docs/reconciliation-banks.md): In order to close the books successfully, Sponsor Banks and Syncter… - [ACH RDFI Process and Procedures](https://docs.synctera.com/docs/ach-rdfi-process-and-procedures.md): The Synctera platform receives ACH formatted files multiple times a… - [ACH ODFI process and procedures](https://docs.synctera.com/docs/ach-odfi-process-and-procedures.md): Synctera originates entries on behalf of the Originator (FinTech) t… - [SyncteraPay Procedures](https://docs.synctera.com/docs/syncterapay-procedures.md): Synctera facilitates the transaction entry creation to the FinTech… - [General Info](https://docs.synctera.com/docs/synctera-platform.md): The Synctera platform is a comprehensive set of cloud-based financi… ## OpenAPI Specs - [openapi](https://docs.synctera.com/openapi.json) - [openapi-v2](https://docs.synctera.com/openapi-v2.json) - [openapi-v1](https://docs.synctera.com/openapi-v1.json) ## Optional - [Postman Collection](https://www.postman.com/synctera/workspace/synctera-public-workspace/) - [Blog](https://synctera.com/blog) - [Platform Status](https://status.synctera.com/)