> ## Documentation Index
> Fetch the complete documentation index at: https://docs.synctera.com/llms.txt
> Use this file to discover all available pages before exploring further.
# Checkings and Savings Statements
> Synctera APIs provide all the raw data necessary to create a periodic account statement. The contents of a deposit account statement may be governed by various regulations, therefore it is essential to add the necessary fields when creating a periodic statement. Please consult with your compliance officer further.
## Statement content
In order to produce regulatory-compliant, human-readable statements, this API provides the following information:
| Section | Field(s) | Description |
| --------------------------------- | ------------------------------------------------------ | ----------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------- |
| | `statement_type` | The type of the statement, i.e. `DEPOSIT` |
| | `start_date` and `end_date` | The date interval covered by the statement, inclusive. |
| | `issue_date` | The date the statement was issued. |
| | `opening_balance` and `closing_balance` | The final posted balances recorded at the beginning of `start_date` and at the end of `end_date`. |
| | `disclosure` | A suggested disclosure statement to display. |
| | `total_transactions` | The number of transactions posted during this statement period. See [this section](/v1/docs/statements-guide#step-3-list-the-transactions-for-a-statement) for guidance on how to access the full list of transactions. |
| `account_summary` | - | Information about the account. |
| `account_summary` | `financial_institution` | Information about the financial institution managing the account. |
| `customer_service_details` | - | Contact information for use by the customer if they wish to dispute the information in this statement. |
| `primary_account_holder_personal` | - | When `account_summary.customer_type` is `PERSONAL` then `primary_account_holder_personal` contains information about the person acting as primary account holder. |
| `primary_account_holder_business` | - | When `account_summary.customer_type` is `BUSINESS` then `primary_account_holder_business` contains information about the company holding this account. |
| `joint_account_holders` | - | A list of all individuals designated as joint account holders for this account. |
| `authorized_signer` | - | A list of all individuals designated as authorized signers for this account. |
| `saving_summary` | `apy` | If the account has an interest product associated with it, this field will describe the APY earned based on the interest payout in this period. |
| `saving_summary` | `interest_earned` and `interest_earned_ytd` | If the account has an interest product associated with it, this field will describe the interest earned on during this billing period, and the sum of interest earned during the calendar year. |
| `saving_summary` | `interest_previous_month` and `interest_previous_year` | The total interest accrued by the linked account at the end of this statement, both for the previous statement period and for the previous calendar year. |
For more details about the schema returned by this API, please refer to the [Statements API specification](/v1/reference/getstatement).
Here is a sample statement produced using the information provided by this API.
