> ## Documentation Index
> Fetch the complete documentation index at: https://docs.synctera.com/llms.txt
> Use this file to discover all available pages before exploring further.

# Line of Credit Statements

> Synctera APIs provide all the raw data necessary to create a periodic account statement. The contents of a line of credit account statement may be governed by various regulations, therefore it is essential to add the necessary fields when creating a periodic statement. Please consult with your compliance officer further.

## Statement content

In order to produce regulatory-compliant, human-readable statements, this API provides the following information:

| Section                           | Field(s)                                | Description                                                                                                                                                                                                             |
| --------------------------------- | --------------------------------------- | ----------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------- |
|                                   | `statement_type`                        | The type of the statement, i.e. `LINE_OF_CREDIT`                                                                                                                                                                        |
|                                   | `start_date` and `end_date`             | The date interval covered by the statement, inclusive.                                                                                                                                                                  |
|                                   | `issue_date`                            | The date the statement was issued.                                                                                                                                                                                      |
|                                   | `opening_balance` and `closing_balance` | The final posted balances recorded at the beginning of `start_date` and at the end of `end_date`.                                                                                                                       |
|                                   | `disclosure`                            | A suggested disclosure statement to display.                                                                                                                                                                            |
|                                   | `total_transactions`                    | The number of transactions posted during this statement period. See [this section](/v1/docs/statements-guide#step-3-list-the-transactions-for-a-statement) for guidance on how to access the full list of transactions. |
| `account_summary`                 | -                                       | Information about the account.                                                                                                                                                                                          |
| `account_summary`                 | `financial_institution`                 | Information about the financial institution managing the account.                                                                                                                                                       |
| `customer_service_details`        | -                                       | Contact information for use by the customer if they wish to dispute the information in this statement.                                                                                                                  |
| `primary_account_holder_personal` | -                                       | When `account_summary.customer_type` is `PERSONAL` then `primary_account_holder_personal` contains information about the person acting as primary account holder.                                                       |
| `primary_account_holder_business` | -                                       | When `account_summary.customer_type` is `BUSINESS` then `primary_account_holder_business` contains information about the company holding this account.                                                                  |
| `joint_account_holders`           | -                                       | A list of all individuals designated as joint account holders for this account.                                                                                                                                         |
| `authorized_signer`               | -                                       | A list of all individuals designated as authorized signers for this account.                                                                                                                                            |
| `credit_summary`                  | `apr`                                   | Describes the annual percentage rate in effect.                                                                                                                                                                         |
| `credit_summary`                  | `balance_for_interest`                  | The balance used to calculate the interest accrued on the account.                                                                                                                                                      |
| `credit_summary`                  | `credit_limit`                          | The credit limit set on the account.                                                                                                                                                                                    |
| `credit_summary`                  | `interest` and `interest_ytd`           | The total interest accrued at the end of this statement, both for this statement period and for the calendar year so far.                                                                                               |
| `credit_summary`                  | `fees` and `fees_ytd`                   | The total fees accrued at the end of this statement, both for this statement period and for the calendar year so far.                                                                                                   |
| `credit_summary`                  | `minimum_payment_due`                   | The minimum payment amount expected by the payment due date.                                                                                                                                                            |
| `credit_summary`                  | `payment_due_date`                      | The date by which payment is expected.                                                                                                                                                                                  |
| `credit_summary`                  | `last_payment_date`                     | The date on which the last payment is received.                                                                                                                                                                         |
| `credit_summary`                  | `payments_received`                     | The total payment amount received during the current billing priod.                                                                                                                                                     |
| `credit_summary`                  | `is_past_due` and `amount_past_due`     | The indicator of an account which is past due and its past due amount.                                                                                                                                                  |
| `credit_summary`                  | `amount_over_limit`                     | The portion of the statement balance that exceeds the account's credit limit.                                                                                                                                           |