Financial data that has been refined by cleansing, categorizing and adding metadata.
For example, inconsistencies in raw transaction data that were introduced via data aggregation are removed, transactions are categorized into groups such as "groceries" or utilities", and metadata (such as merchant names or location and timing details) are added for clarity.
The offset account number associated with the hold
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Breaking any of these fails with HTTP 400 and error code `CHAIN_OVERRIDE_INVALID`. Requires ledger ops, otherwise the request fails with HTTP 501 and error code `CHAIN_OVERRIDE_NOT_SUPPORTED`.\n\nA hold's chain overrides are fixed when it's created, and its posts use the same ones. A credit hold with a `credit_overflow` override can't be posted with `hold_amount` > 0 (fails with HTTP 501 and error code `CHAIN_OVERRIDE_NOT_SUPPORTED`).","properties":{"credit_overflow":{"description":"The accounts in the chain, nearest first.","items":{"properties":{"account_id":{"description":"The uuid of the account.","type":"string","isRequired":true,"uniqueKey":"data.chain_overrides.credit_overflow.items.[INDEX].account_id","typeLabel":"string"},"amount":{"description":"The most the account funds (or, on `credit_overflow`, takes) over the life of the hold, or of the direct post, in cents. If omitted, the account gives as much as it has. The last account takes whatever is left, so it can't have an amount.","format":"int64","minimum":1,"type":"integer","uniqueKey":"data.chain_overrides.credit_overflow.items.[INDEX].amount","typeLabel":"integer\u003cint64>"}},"required":["account_id"],"type":"object","uniqueKey":"data.chain_overrides.credit_overflow.items.[INDEX]","typeLabel":"object"},"type":"array","uniqueKey":"data.chain_overrides.credit_overflow","typeLabel":"object[]"},"debit_overdraft":{"description":"The accounts in the chain, nearest first.","items":{"properties":{"account_id":{"description":"The uuid of the account.","type":"string","isRequired":true,"uniqueKey":"data.chain_overrides.debit_overdraft.items.[INDEX].account_id","typeLabel":"string"},"amount":{"description":"The most the account funds (or, on `credit_overflow`, takes) over the life of the hold, or of the direct post, in cents. If omitted, the account gives as much as it has. The last account takes whatever is left, so it can't have an amount.","format":"int64","minimum":1,"type":"integer","uniqueKey":"data.chain_overrides.debit_overdraft.items.[INDEX].amount","typeLabel":"integer\u003cint64>"}},"required":["account_id"],"type":"object","uniqueKey":"data.chain_overrides.debit_overdraft.items.[INDEX]","typeLabel":"object"},"type":"array","uniqueKey":"data.chain_overrides.debit_overdraft","typeLabel":"object[]"}},"type":"object","uniqueKey":"data.chain_overrides","typeLabel":"object"},"external_data":{"oneOf":[{"description":"an unstructured json blob representing additional transaction information supplied by the integrator.","type":"object","uniqueKey":"data.external_data.oneOf.0","typeLabel":"object"},{"description":"an unstructured json blob representing additional transaction information supplied by the integrator.","type":"null","uniqueKey":"data.external_data.oneOf.1","typeLabel":"null"}],"uniqueKey":"data.external_data","typeLabel":"object | null"},"indefinite":{"description":"If true, the hold will not expire automatically. The hold remains active until it is explicitly released or posted.","type":"boolean","uniqueKey":"data.indefinite","typeLabel":"boolean"},"risk_info":{"oneOf":[{"description":"Information received by the transaction risk/fraud service related to this transaction","type":"object","uniqueKey":"data.risk_info.oneOf.0","typeLabel":"object"},{"description":"Information received by the transaction risk/fraud service related to this transaction","type":"null","uniqueKey":"data.risk_info.oneOf.1","typeLabel":"null"}],"uniqueKey":"data.risk_info","typeLabel":"object | null"},"transaction_id":{"oneOf":[{"description":"The uuid of the transaction that this pending transaction originated from, if any. This is primary used when a transaction \"posts\", but a subset of the amount reserved until a future settlement date.","format":"uuid","type":"string","uniqueKey":"data.transaction_id.oneOf.0","typeLabel":"string\u003cuuid>"},{"description":"The uuid of the transaction that this pending transaction originated from, if any. This is primary used when a transaction \"posts\", but a subset of the amount reserved until a future settlement date.","format":"uuid","type":"null","uniqueKey":"data.transaction_id.oneOf.1","typeLabel":"null"}],"uniqueKey":"data.transaction_id","typeLabel":"string\u003cuuid> | null"},"user_data":{"oneOf":[{"description":"An unstructured JSON blob representing additional transaction information specific to each payment rail.","type":"object","uniqueKey":"data.user_data.oneOf.0","typeLabel":"object"},{"description":"An unstructured JSON blob representing additional transaction information specific to each payment rail.","type":"null","uniqueKey":"data.user_data.oneOf.1","typeLabel":"null"}],"uniqueKey":"data.user_data","typeLabel":"object | null"}},"required":["amount","auto_post_at","avail_balance","available_balance","balance","currency","dc_sign","effective_date","expires_at","force_post","history","idemkey","memo","network","operation","reason","req_amount","status","subtype","total_amount","transaction_time","type","was_partial"],"title":"Pending transaction data","type":"object","isRequired":true,"uniqueKey":"data","typeLabel":"Pending transaction data · object"},"id":{"format":"int64","type":"integer","isRequired":true,"uniqueKey":"id","typeLabel":"integer\u003cint64>"},"idemkey":{"description":"The idempotency key used when initially creating this hold.","type":"string","isRequired":true,"uniqueKey":"idemkey","typeLabel":"string"},"reference_id":{"oneOf":[{"description":"An external ID provided by the payment network to represent this transaction.","type":"string","isRequired":true,"uniqueKey":"reference_id.oneOf.0","typeLabel":"string"},{"description":"An external ID provided by the payment network to represent this transaction.","type":"null","isRequired":true,"uniqueKey":"reference_id.oneOf.1","typeLabel":"null"}],"isRequired":true,"uniqueKey":"reference_id","typeLabel":"string | null"},"tenant":{"description":"The id of the tenant containing the resource. This is relevant for Fintechs that have multiple workspaces.\n","example":"abcdef_ghijkl","type":"string","isRequired":true,"uniqueKey":"tenant","typeLabel":"string"},"updated":{"description":"The date the hold was last update","format":"date-time","type":"string","isRequired":true,"uniqueKey":"updated","typeLabel":"string\u003cdate-time>"},"uuid":{"description":"The unique identifier of the hold transaction.","format":"uuid","type":"string","isRequired":true,"uniqueKey":"uuid","typeLabel":"string\u003cuuid>"},"enhanced_transaction":{"description":"Financial data that has been refined by cleansing, categorizing and adding metadata.\nFor example, inconsistencies in raw transaction data that were introduced via data aggregation are removed, transactions are categorized into groups such as \"groceries\" or utilities\", and metadata (such as merchant names or location and timing details) are added for clarity.","type":"object","uniqueKey":"enhanced_transaction","typeLabel":"object"},"offset_account_id":{"description":"The offset account id associated with the hold","example":"7d943c51-e4ff-4e57-9558-08cab6b963c7","type":"string","uniqueKey":"offset_account_id","typeLabel":"string"},"offset_account_no":{"description":"The offset account number associated with the hold","type":"string","uniqueKey":"offset_account_no","typeLabel":"string"}},"required":["account_id","account_no","created","data","id","idemkey","reference_id","tenant","updated","uuid"],"title":"A pending transaction","type":"object","uniqueKey":"","typeLabel":"A pending transaction · object"},"examples":{"Example":{"title":"Example","value":{"account_id":"7d943c51-e4ff-4e57-9558-08cab6b963c7","account_no":"\u003cstring>","created":"2023-11-07T05:31:56Z","data":{"amount":1,"auto_post_at":"2023-11-07T05:31:56Z","avail_balance":123,"available_balance":123,"balance":123,"currency":"\u003cstring>","dc_sign":"credit","effective_date":"2023-11-07T05:31:56Z","expires_at":"2023-11-07T05:31:56Z","force_post":true,"history":[{"account_id":"7d943c51-e4ff-4e57-9558-08cab6b963c7","account_no":"\u003cstring>","created":"2023-11-07T05:31:56Z","id":123,"idemkey":"\u003cstring>","reference_id":"\u003cstring>","tenant":"abcdef_ghijkl","updated":"2023-11-07T05:31:56Z","uuid":"3c90c3cc-0d44-4b50-8888-8dd25736052a","data":{"amount":1,"auto_post_at":"2023-11-07T05:31:56Z","avail_balance":123,"available_balance":123,"balance":123,"currency":"\u003cstring>","dc_sign":"credit","effective_date":"2023-11-07T05:31:56Z","expires_at":"2023-11-07T05:31:56Z","force_post":true,"idemkey":"\u003cstring>","memo":"\u003cstring>","network":"\u003cstring>","operation":"hold_cancel","reason":"\u003cstring>","req_amount":1,"status":"CLEARED","subtype":"\u003cstring>","total_amount":1,"transaction_time":"2023-11-07T05:31:56Z","type":"\u003cstring>","was_partial":true,"external_data":{},"indefinite":true,"risk_info":{},"transaction_id":"3c90c3cc-0d44-4b50-8888-8dd25736052a","user_data":{}},"offset_account_id":"7d943c51-e4ff-4e57-9558-08cab6b963c7","offset_account_no":"\u003cstring>"}],"idemkey":"\u003cstring>","memo":"\u003cstring>","network":"\u003cstring>","operation":"hold_cancel","reason":"\u003cstring>","req_amount":1,"status":"CLEARED","subtype":"\u003cstring>","total_amount":1,"transaction_time":"2023-11-07T05:31:56Z","type":"\u003cstring>","was_partial":true,"chain_overrides":{"credit_overflow":[{"account_id":"\u003cstring>","amount":2}],"debit_overdraft":[{"account_id":"\u003cstring>","amount":2}]},"external_data":{},"indefinite":true,"risk_info":{},"transaction_id":"3c90c3cc-0d44-4b50-8888-8dd25736052a","user_data":{}},"id":123,"idemkey":"\u003cstring>","reference_id":"\u003cstring>","tenant":"abcdef_ghijkl","updated":"2023-11-07T05:31:56Z","uuid":"3c90c3cc-0d44-4b50-8888-8dd25736052a","enhanced_transaction":{},"offset_account_id":"7d943c51-e4ff-4e57-9558-08cab6b963c7","offset_account_no":"\u003cstring>"}}},"exampleType":"generated"}},"description":"Pending Transaction","exampleType":"generated"},"31df94cf-518d-4296-ac53-9e6b28b97d32":{"content":{"application/problem+json":{"schema":{"description":"Synctera error responses in API v0 follow [RFC 7807](https://datatracker.ietf.org/doc/html/rfc7807). Following that standard, the field for a machine-readable \"error code\" in API v0 is `type`.\nIn our future API v1, we are phasing out RFC 7807 and adopting a custom error format. That format will be documented in our API v1 spec. But you may see some v0 error responses with a machine-readable `code` field while we are making the transition from v0 to v1.","properties":{"code":{"description":"An optional “sneak preview” of our future API v1 error responses. This is provided to give integrators a chance to work with our future error codes. 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You can use this whole string as an error code, or just everything after the last slash.\nThis field will be removed in API v1.\n","example":"https://dev.synctera.com/errors/bad-request-body","type":"string","uniqueKey":"type","typeLabel":"string"}},"title":"Standard error response (RFC 7807 problem report)","type":"object","uniqueKey":"","typeLabel":"Standard error response (RFC 7807 problem report) · object"},"examples":{"Example":{"title":"Example","value":{"code":"BAD_REQUEST_BODY","detail":"missing required fields: first_name, dob","status":400,"title":"Bad Request Body","type":"https://dev.synctera.com/errors/bad-request-body"}}},"exampleType":"generated"}},"description":"BadRequest","exampleType":"generated"},"7e876021-9141-4442-865f-7b0e13f46589":{"content":{"application/problem+json":{"schema":{"description":"Synctera error responses in API v0 follow [RFC 7807](https://datatracker.ietf.org/doc/html/rfc7807). 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