Create an application

curl --request POST \
  --url https://api.synctera.com/v1/applications \
  --header 'Authorization: Bearer <token>' \
  --header 'Content-Type: application/json' \
  --data '
{
  "account_type": "LINE_OF_CREDIT",
  "applicants": [
    {
      "is_primary": true,
      "adverse_action_id": "7d943c51-e4ff-4e57-9558-08cab6b963c7",
      "business_id": "7d943c51-e4ff-4e57-9558-08cab6b963c7",
      "credit_score_ids": [
        "7d943c51-e4ff-4e57-9558-08cab6b963c7"
      ],
      "customer_id": "7d943c51-e4ff-4e57-9558-08cab6b963c7",
      "underwriting_data": [
        {
          "request_time": "2023-11-07T05:31:56Z",
          "vendor": "PLAID",
          "vendor_info": {}
        }
      ]
    }
  ],
  "type": "CREDIT",
  "account_id": "7d943c51-e4ff-4e57-9558-08cab6b963c7",
  "application_submitted_time": "2023-01-13T23:59:59Z",
  "credit_decision_time": "2023-01-13T23:59:59Z",
  "customer_response_time": "2023-01-13T23:59:59Z",
  "tenant": "abcdef_ghijkl"
}
'

import requests

url = "https://api.synctera.com/v1/applications"

payload = {
    "account_type": "LINE_OF_CREDIT",
    "applicants": [
        {
            "is_primary": True,
            "adverse_action_id": "7d943c51-e4ff-4e57-9558-08cab6b963c7",
            "business_id": "7d943c51-e4ff-4e57-9558-08cab6b963c7",
            "credit_score_ids": ["7d943c51-e4ff-4e57-9558-08cab6b963c7"],
            "customer_id": "7d943c51-e4ff-4e57-9558-08cab6b963c7",
            "underwriting_data": [
                {
                    "request_time": "2023-11-07T05:31:56Z",
                    "vendor": "PLAID",
                    "vendor_info": {}
                }
            ]
        }
    ],
    "type": "CREDIT",
    "account_id": "7d943c51-e4ff-4e57-9558-08cab6b963c7",
    "application_submitted_time": "2023-01-13T23:59:59Z",
    "credit_decision_time": "2023-01-13T23:59:59Z",
    "customer_response_time": "2023-01-13T23:59:59Z",
    "tenant": "abcdef_ghijkl"
}
headers = {
    "Authorization": "Bearer <token>",
    "Content-Type": "application/json"
}

response = requests.post(url, json=payload, headers=headers)

print(response.text)

const options = {
  method: 'POST',
  headers: {Authorization: 'Bearer <token>', 'Content-Type': 'application/json'},
  body: JSON.stringify({
    account_type: 'LINE_OF_CREDIT',
    applicants: [
      {
        is_primary: true,
        adverse_action_id: '7d943c51-e4ff-4e57-9558-08cab6b963c7',
        business_id: '7d943c51-e4ff-4e57-9558-08cab6b963c7',
        credit_score_ids: ['7d943c51-e4ff-4e57-9558-08cab6b963c7'],
        customer_id: '7d943c51-e4ff-4e57-9558-08cab6b963c7',
        underwriting_data: [{request_time: '2023-11-07T05:31:56Z', vendor: 'PLAID', vendor_info: {}}]
      }
    ],
    type: 'CREDIT',
    account_id: '7d943c51-e4ff-4e57-9558-08cab6b963c7',
    application_submitted_time: '2023-01-13T23:59:59Z',
    credit_decision_time: '2023-01-13T23:59:59Z',
    customer_response_time: '2023-01-13T23:59:59Z',
    tenant: 'abcdef_ghijkl'
  })
};

fetch('https://api.synctera.com/v1/applications', options)
  .then(res => res.json())
  .then(res => console.log(res))
  .catch(err => console.error(err));

<?php

$curl = curl_init();

curl_setopt_array($curl, [
  CURLOPT_URL => "https://api.synctera.com/v1/applications",
  CURLOPT_RETURNTRANSFER => true,
  CURLOPT_ENCODING => "",
  CURLOPT_MAXREDIRS => 10,
  CURLOPT_TIMEOUT => 30,
  CURLOPT_HTTP_VERSION => CURL_HTTP_VERSION_1_1,
  CURLOPT_CUSTOMREQUEST => "POST",
  CURLOPT_POSTFIELDS => json_encode([
    'account_type' => 'LINE_OF_CREDIT',
    'applicants' => [
        [
                'is_primary' => true,
                'adverse_action_id' => '7d943c51-e4ff-4e57-9558-08cab6b963c7',
                'business_id' => '7d943c51-e4ff-4e57-9558-08cab6b963c7',
                'credit_score_ids' => [
                                '7d943c51-e4ff-4e57-9558-08cab6b963c7'
                ],
                'customer_id' => '7d943c51-e4ff-4e57-9558-08cab6b963c7',
                'underwriting_data' => [
                                [
                                                                'request_time' => '2023-11-07T05:31:56Z',
                                                                'vendor' => 'PLAID',
                                                                'vendor_info' => [
                                                                                                                                
                                                                ]
                                ]
                ]
        ]
    ],
    'type' => 'CREDIT',
    'account_id' => '7d943c51-e4ff-4e57-9558-08cab6b963c7',
    'application_submitted_time' => '2023-01-13T23:59:59Z',
    'credit_decision_time' => '2023-01-13T23:59:59Z',
    'customer_response_time' => '2023-01-13T23:59:59Z',
    'tenant' => 'abcdef_ghijkl'
  ]),
  CURLOPT_HTTPHEADER => [
    "Authorization: Bearer <token>",
    "Content-Type: application/json"
  ],
]);

$response = curl_exec($curl);
$err = curl_error($curl);

curl_close($curl);

if ($err) {
  echo "cURL Error #:" . $err;
} else {
  echo $response;
}

package main

import (
	"fmt"
	"strings"
	"net/http"
	"io"
)

func main() {

	url := "https://api.synctera.com/v1/applications"

	payload := strings.NewReader("{\n  \"account_type\": \"LINE_OF_CREDIT\",\n  \"applicants\": [\n    {\n      \"is_primary\": true,\n      \"adverse_action_id\": \"7d943c51-e4ff-4e57-9558-08cab6b963c7\",\n      \"business_id\": \"7d943c51-e4ff-4e57-9558-08cab6b963c7\",\n      \"credit_score_ids\": [\n        \"7d943c51-e4ff-4e57-9558-08cab6b963c7\"\n      ],\n      \"customer_id\": \"7d943c51-e4ff-4e57-9558-08cab6b963c7\",\n      \"underwriting_data\": [\n        {\n          \"request_time\": \"2023-11-07T05:31:56Z\",\n          \"vendor\": \"PLAID\",\n          \"vendor_info\": {}\n        }\n      ]\n    }\n  ],\n  \"type\": \"CREDIT\",\n  \"account_id\": \"7d943c51-e4ff-4e57-9558-08cab6b963c7\",\n  \"application_submitted_time\": \"2023-01-13T23:59:59Z\",\n  \"credit_decision_time\": \"2023-01-13T23:59:59Z\",\n  \"customer_response_time\": \"2023-01-13T23:59:59Z\",\n  \"tenant\": \"abcdef_ghijkl\"\n}")

	req, _ := http.NewRequest("POST", url, payload)

	req.Header.Add("Authorization", "Bearer <token>")
	req.Header.Add("Content-Type", "application/json")

	res, _ := http.DefaultClient.Do(req)

	defer res.Body.Close()
	body, _ := io.ReadAll(res.Body)

	fmt.Println(string(body))

}

HttpResponse<String> response = Unirest.post("https://api.synctera.com/v1/applications")
  .header("Authorization", "Bearer <token>")
  .header("Content-Type", "application/json")
  .body("{\n  \"account_type\": \"LINE_OF_CREDIT\",\n  \"applicants\": [\n    {\n      \"is_primary\": true,\n      \"adverse_action_id\": \"7d943c51-e4ff-4e57-9558-08cab6b963c7\",\n      \"business_id\": \"7d943c51-e4ff-4e57-9558-08cab6b963c7\",\n      \"credit_score_ids\": [\n        \"7d943c51-e4ff-4e57-9558-08cab6b963c7\"\n      ],\n      \"customer_id\": \"7d943c51-e4ff-4e57-9558-08cab6b963c7\",\n      \"underwriting_data\": [\n        {\n          \"request_time\": \"2023-11-07T05:31:56Z\",\n          \"vendor\": \"PLAID\",\n          \"vendor_info\": {}\n        }\n      ]\n    }\n  ],\n  \"type\": \"CREDIT\",\n  \"account_id\": \"7d943c51-e4ff-4e57-9558-08cab6b963c7\",\n  \"application_submitted_time\": \"2023-01-13T23:59:59Z\",\n  \"credit_decision_time\": \"2023-01-13T23:59:59Z\",\n  \"customer_response_time\": \"2023-01-13T23:59:59Z\",\n  \"tenant\": \"abcdef_ghijkl\"\n}")
  .asString();

require 'uri'
require 'net/http'

url = URI("https://api.synctera.com/v1/applications")

http = Net::HTTP.new(url.host, url.port)
http.use_ssl = true

request = Net::HTTP::Post.new(url)
request["Authorization"] = 'Bearer <token>'
request["Content-Type"] = 'application/json'
request.body = "{\n  \"account_type\": \"LINE_OF_CREDIT\",\n  \"applicants\": [\n    {\n      \"is_primary\": true,\n      \"adverse_action_id\": \"7d943c51-e4ff-4e57-9558-08cab6b963c7\",\n      \"business_id\": \"7d943c51-e4ff-4e57-9558-08cab6b963c7\",\n      \"credit_score_ids\": [\n        \"7d943c51-e4ff-4e57-9558-08cab6b963c7\"\n      ],\n      \"customer_id\": \"7d943c51-e4ff-4e57-9558-08cab6b963c7\",\n      \"underwriting_data\": [\n        {\n          \"request_time\": \"2023-11-07T05:31:56Z\",\n          \"vendor\": \"PLAID\",\n          \"vendor_info\": {}\n        }\n      ]\n    }\n  ],\n  \"type\": \"CREDIT\",\n  \"account_id\": \"7d943c51-e4ff-4e57-9558-08cab6b963c7\",\n  \"application_submitted_time\": \"2023-01-13T23:59:59Z\",\n  \"credit_decision_time\": \"2023-01-13T23:59:59Z\",\n  \"customer_response_time\": \"2023-01-13T23:59:59Z\",\n  \"tenant\": \"abcdef_ghijkl\"\n}"

response = http.request(request)
puts response.read_body

{
  "account_template_id": "3c90c3cc-0d44-4b50-8888-8dd25736052a",
  "applicant": {
    "business": {
      "business_id": "3c90c3cc-0d44-4b50-8888-8dd25736052a",
      "annual_revenue": 123
    },
    "personal": {
      "person_id": "3c90c3cc-0d44-4b50-8888-8dd25736052a",
      "employment": {
        "employer_name": "<string>",
        "employment_start_date": "2023-12-25",
        "income": 123,
        "position": "<string>"
      }
    }
  },
  "provider": "loanpro",
  "tenant": "abcdef_ghijkl",
  "type": "CREDIT",
  "application_workflow_id": "3c90c3cc-0d44-4b50-8888-8dd25736052a",
  "creation_time": "2023-11-07T05:31:56Z",
  "id": "3c90c3cc-0d44-4b50-8888-8dd25736052a",
  "last_updated_time": "2023-11-07T05:31:56Z",
  "attributes": {},
  "metadata": {
    "entity_id": "<string>",
    "tenant": "<string>",
    "version": "<string>"
  },
  "requested_credit_limit": 123,
  "account_id": "3c90c3cc-0d44-4b50-8888-8dd25736052a",
  "application_submitted_time": "2023-11-07T05:31:56Z",
  "business_id": "3c90c3cc-0d44-4b50-8888-8dd25736052a",
  "credit_limit": 123,
  "credit_report": {},
  "decision_time": "2023-11-07T05:31:56Z",
  "external_id": "<string>",
  "interest_rate": 123,
  "person_id": "3c90c3cc-0d44-4b50-8888-8dd25736052a",
  "rejection_reasons": [
    "<string>"
  ],
  "vendor_response": {
    "execution_id": "<string>",
    "raw_response": {},
    "vendor": "<string>"
  }
}

{
  "code": "BAD_REQUEST_BODY",
  "detail": "Missing required fields: first_name, dob",
  "status": 400
}

{
  "code": "BAD_REQUEST_BODY",
  "detail": "Missing required fields: first_name, dob",
  "status": 400
}

{
  "code": "BAD_REQUEST_BODY",
  "detail": "Missing required fields: first_name, dob",
  "status": 400
}

{
  "code": "BAD_REQUEST_BODY",
  "detail": "Missing required fields: first_name, dob",
  "status": 400
}

{
  "code": "BAD_REQUEST_BODY",
  "detail": "Missing required fields: first_name, dob",
  "status": 400
}

POST

applications

Create an application

curl --request POST \
  --url https://api.synctera.com/v1/applications \
  --header 'Authorization: Bearer <token>' \
  --header 'Content-Type: application/json' \
  --data '
{
  "account_type": "LINE_OF_CREDIT",
  "applicants": [
    {
      "is_primary": true,
      "adverse_action_id": "7d943c51-e4ff-4e57-9558-08cab6b963c7",
      "business_id": "7d943c51-e4ff-4e57-9558-08cab6b963c7",
      "credit_score_ids": [
        "7d943c51-e4ff-4e57-9558-08cab6b963c7"
      ],
      "customer_id": "7d943c51-e4ff-4e57-9558-08cab6b963c7",
      "underwriting_data": [
        {
          "request_time": "2023-11-07T05:31:56Z",
          "vendor": "PLAID",
          "vendor_info": {}
        }
      ]
    }
  ],
  "type": "CREDIT",
  "account_id": "7d943c51-e4ff-4e57-9558-08cab6b963c7",
  "application_submitted_time": "2023-01-13T23:59:59Z",
  "credit_decision_time": "2023-01-13T23:59:59Z",
  "customer_response_time": "2023-01-13T23:59:59Z",
  "tenant": "abcdef_ghijkl"
}
'

import requests

url = "https://api.synctera.com/v1/applications"

payload = {
    "account_type": "LINE_OF_CREDIT",
    "applicants": [
        {
            "is_primary": True,
            "adverse_action_id": "7d943c51-e4ff-4e57-9558-08cab6b963c7",
            "business_id": "7d943c51-e4ff-4e57-9558-08cab6b963c7",
            "credit_score_ids": ["7d943c51-e4ff-4e57-9558-08cab6b963c7"],
            "customer_id": "7d943c51-e4ff-4e57-9558-08cab6b963c7",
            "underwriting_data": [
                {
                    "request_time": "2023-11-07T05:31:56Z",
                    "vendor": "PLAID",
                    "vendor_info": {}
                }
            ]
        }
    ],
    "type": "CREDIT",
    "account_id": "7d943c51-e4ff-4e57-9558-08cab6b963c7",
    "application_submitted_time": "2023-01-13T23:59:59Z",
    "credit_decision_time": "2023-01-13T23:59:59Z",
    "customer_response_time": "2023-01-13T23:59:59Z",
    "tenant": "abcdef_ghijkl"
}
headers = {
    "Authorization": "Bearer <token>",
    "Content-Type": "application/json"
}

response = requests.post(url, json=payload, headers=headers)

print(response.text)

const options = {
  method: 'POST',
  headers: {Authorization: 'Bearer <token>', 'Content-Type': 'application/json'},
  body: JSON.stringify({
    account_type: 'LINE_OF_CREDIT',
    applicants: [
      {
        is_primary: true,
        adverse_action_id: '7d943c51-e4ff-4e57-9558-08cab6b963c7',
        business_id: '7d943c51-e4ff-4e57-9558-08cab6b963c7',
        credit_score_ids: ['7d943c51-e4ff-4e57-9558-08cab6b963c7'],
        customer_id: '7d943c51-e4ff-4e57-9558-08cab6b963c7',
        underwriting_data: [{request_time: '2023-11-07T05:31:56Z', vendor: 'PLAID', vendor_info: {}}]
      }
    ],
    type: 'CREDIT',
    account_id: '7d943c51-e4ff-4e57-9558-08cab6b963c7',
    application_submitted_time: '2023-01-13T23:59:59Z',
    credit_decision_time: '2023-01-13T23:59:59Z',
    customer_response_time: '2023-01-13T23:59:59Z',
    tenant: 'abcdef_ghijkl'
  })
};

fetch('https://api.synctera.com/v1/applications', options)
  .then(res => res.json())
  .then(res => console.log(res))
  .catch(err => console.error(err));

<?php

$curl = curl_init();

curl_setopt_array($curl, [
  CURLOPT_URL => "https://api.synctera.com/v1/applications",
  CURLOPT_RETURNTRANSFER => true,
  CURLOPT_ENCODING => "",
  CURLOPT_MAXREDIRS => 10,
  CURLOPT_TIMEOUT => 30,
  CURLOPT_HTTP_VERSION => CURL_HTTP_VERSION_1_1,
  CURLOPT_CUSTOMREQUEST => "POST",
  CURLOPT_POSTFIELDS => json_encode([
    'account_type' => 'LINE_OF_CREDIT',
    'applicants' => [
        [
                'is_primary' => true,
                'adverse_action_id' => '7d943c51-e4ff-4e57-9558-08cab6b963c7',
                'business_id' => '7d943c51-e4ff-4e57-9558-08cab6b963c7',
                'credit_score_ids' => [
                                '7d943c51-e4ff-4e57-9558-08cab6b963c7'
                ],
                'customer_id' => '7d943c51-e4ff-4e57-9558-08cab6b963c7',
                'underwriting_data' => [
                                [
                                                                'request_time' => '2023-11-07T05:31:56Z',
                                                                'vendor' => 'PLAID',
                                                                'vendor_info' => [
                                                                                                                                
                                                                ]
                                ]
                ]
        ]
    ],
    'type' => 'CREDIT',
    'account_id' => '7d943c51-e4ff-4e57-9558-08cab6b963c7',
    'application_submitted_time' => '2023-01-13T23:59:59Z',
    'credit_decision_time' => '2023-01-13T23:59:59Z',
    'customer_response_time' => '2023-01-13T23:59:59Z',
    'tenant' => 'abcdef_ghijkl'
  ]),
  CURLOPT_HTTPHEADER => [
    "Authorization: Bearer <token>",
    "Content-Type: application/json"
  ],
]);

$response = curl_exec($curl);
$err = curl_error($curl);

curl_close($curl);

if ($err) {
  echo "cURL Error #:" . $err;
} else {
  echo $response;
}

package main

import (
	"fmt"
	"strings"
	"net/http"
	"io"
)

func main() {

	url := "https://api.synctera.com/v1/applications"

	payload := strings.NewReader("{\n  \"account_type\": \"LINE_OF_CREDIT\",\n  \"applicants\": [\n    {\n      \"is_primary\": true,\n      \"adverse_action_id\": \"7d943c51-e4ff-4e57-9558-08cab6b963c7\",\n      \"business_id\": \"7d943c51-e4ff-4e57-9558-08cab6b963c7\",\n      \"credit_score_ids\": [\n        \"7d943c51-e4ff-4e57-9558-08cab6b963c7\"\n      ],\n      \"customer_id\": \"7d943c51-e4ff-4e57-9558-08cab6b963c7\",\n      \"underwriting_data\": [\n        {\n          \"request_time\": \"2023-11-07T05:31:56Z\",\n          \"vendor\": \"PLAID\",\n          \"vendor_info\": {}\n        }\n      ]\n    }\n  ],\n  \"type\": \"CREDIT\",\n  \"account_id\": \"7d943c51-e4ff-4e57-9558-08cab6b963c7\",\n  \"application_submitted_time\": \"2023-01-13T23:59:59Z\",\n  \"credit_decision_time\": \"2023-01-13T23:59:59Z\",\n  \"customer_response_time\": \"2023-01-13T23:59:59Z\",\n  \"tenant\": \"abcdef_ghijkl\"\n}")

	req, _ := http.NewRequest("POST", url, payload)

	req.Header.Add("Authorization", "Bearer <token>")
	req.Header.Add("Content-Type", "application/json")

	res, _ := http.DefaultClient.Do(req)

	defer res.Body.Close()
	body, _ := io.ReadAll(res.Body)

	fmt.Println(string(body))

}

HttpResponse<String> response = Unirest.post("https://api.synctera.com/v1/applications")
  .header("Authorization", "Bearer <token>")
  .header("Content-Type", "application/json")
  .body("{\n  \"account_type\": \"LINE_OF_CREDIT\",\n  \"applicants\": [\n    {\n      \"is_primary\": true,\n      \"adverse_action_id\": \"7d943c51-e4ff-4e57-9558-08cab6b963c7\",\n      \"business_id\": \"7d943c51-e4ff-4e57-9558-08cab6b963c7\",\n      \"credit_score_ids\": [\n        \"7d943c51-e4ff-4e57-9558-08cab6b963c7\"\n      ],\n      \"customer_id\": \"7d943c51-e4ff-4e57-9558-08cab6b963c7\",\n      \"underwriting_data\": [\n        {\n          \"request_time\": \"2023-11-07T05:31:56Z\",\n          \"vendor\": \"PLAID\",\n          \"vendor_info\": {}\n        }\n      ]\n    }\n  ],\n  \"type\": \"CREDIT\",\n  \"account_id\": \"7d943c51-e4ff-4e57-9558-08cab6b963c7\",\n  \"application_submitted_time\": \"2023-01-13T23:59:59Z\",\n  \"credit_decision_time\": \"2023-01-13T23:59:59Z\",\n  \"customer_response_time\": \"2023-01-13T23:59:59Z\",\n  \"tenant\": \"abcdef_ghijkl\"\n}")
  .asString();

require 'uri'
require 'net/http'

url = URI("https://api.synctera.com/v1/applications")

http = Net::HTTP.new(url.host, url.port)
http.use_ssl = true

request = Net::HTTP::Post.new(url)
request["Authorization"] = 'Bearer <token>'
request["Content-Type"] = 'application/json'
request.body = "{\n  \"account_type\": \"LINE_OF_CREDIT\",\n  \"applicants\": [\n    {\n      \"is_primary\": true,\n      \"adverse_action_id\": \"7d943c51-e4ff-4e57-9558-08cab6b963c7\",\n      \"business_id\": \"7d943c51-e4ff-4e57-9558-08cab6b963c7\",\n      \"credit_score_ids\": [\n        \"7d943c51-e4ff-4e57-9558-08cab6b963c7\"\n      ],\n      \"customer_id\": \"7d943c51-e4ff-4e57-9558-08cab6b963c7\",\n      \"underwriting_data\": [\n        {\n          \"request_time\": \"2023-11-07T05:31:56Z\",\n          \"vendor\": \"PLAID\",\n          \"vendor_info\": {}\n        }\n      ]\n    }\n  ],\n  \"type\": \"CREDIT\",\n  \"account_id\": \"7d943c51-e4ff-4e57-9558-08cab6b963c7\",\n  \"application_submitted_time\": \"2023-01-13T23:59:59Z\",\n  \"credit_decision_time\": \"2023-01-13T23:59:59Z\",\n  \"customer_response_time\": \"2023-01-13T23:59:59Z\",\n  \"tenant\": \"abcdef_ghijkl\"\n}"

response = http.request(request)
puts response.read_body

{
  "account_template_id": "3c90c3cc-0d44-4b50-8888-8dd25736052a",
  "applicant": {
    "business": {
      "business_id": "3c90c3cc-0d44-4b50-8888-8dd25736052a",
      "annual_revenue": 123
    },
    "personal": {
      "person_id": "3c90c3cc-0d44-4b50-8888-8dd25736052a",
      "employment": {
        "employer_name": "<string>",
        "employment_start_date": "2023-12-25",
        "income": 123,
        "position": "<string>"
      }
    }
  },
  "provider": "loanpro",
  "tenant": "abcdef_ghijkl",
  "type": "CREDIT",
  "application_workflow_id": "3c90c3cc-0d44-4b50-8888-8dd25736052a",
  "creation_time": "2023-11-07T05:31:56Z",
  "id": "3c90c3cc-0d44-4b50-8888-8dd25736052a",
  "last_updated_time": "2023-11-07T05:31:56Z",
  "attributes": {},
  "metadata": {
    "entity_id": "<string>",
    "tenant": "<string>",
    "version": "<string>"
  },
  "requested_credit_limit": 123,
  "account_id": "3c90c3cc-0d44-4b50-8888-8dd25736052a",
  "application_submitted_time": "2023-11-07T05:31:56Z",
  "business_id": "3c90c3cc-0d44-4b50-8888-8dd25736052a",
  "credit_limit": 123,
  "credit_report": {},
  "decision_time": "2023-11-07T05:31:56Z",
  "external_id": "<string>",
  "interest_rate": 123,
  "person_id": "3c90c3cc-0d44-4b50-8888-8dd25736052a",
  "rejection_reasons": [
    "<string>"
  ],
  "vendor_response": {
    "execution_id": "<string>",
    "raw_response": {},
    "vendor": "<string>"
  }
}

{
  "code": "BAD_REQUEST_BODY",
  "detail": "Missing required fields: first_name, dob",
  "status": 400
}

{
  "code": "BAD_REQUEST_BODY",
  "detail": "Missing required fields: first_name, dob",
  "status": 400
}

{
  "code": "BAD_REQUEST_BODY",
  "detail": "Missing required fields: first_name, dob",
  "status": 400
}

{
  "code": "BAD_REQUEST_BODY",
  "detail": "Missing required fields: first_name, dob",
  "status": 400
}

{
  "code": "BAD_REQUEST_BODY",
  "detail": "Missing required fields: first_name, dob",
  "status": 400
}

Authorizations

Authorization

string

header

required

Bearer authentication header of the form Bearer <token>, where <token> is your auth token.

Body

application/json

Application model.

Credit application details
Line of Credit application details
Credit card application details
Restricted account application details

account_type

enum<string>

required

Account type of Application

Available options:

CHARGE_SECURED,

CHARGE_UNSECURED,

CREDIT_CARD,

LINE_OF_CREDIT

Example:

"LINE_OF_CREDIT"

applicants

Applicant details · object[]

required

Minimum array length: 1

Show child attributes

purpose

enum<string>

required

Purpose of the credit application.

Available options:

ACCOUNT_OPENING,

APR_REDUCTION,

HARDSHIP,

LINE_INCREASE_REQUEST

status

enum<string>

required

Status of the credit application. CREDIT_DENIED, CREDIT_NOT_ACCEPTED_BY_CUSTOMER and CREDIT_ACCEPTED_BY_CUSTOMER are terminal status

Available options:

CREDIT_ACCEPTED_BY_CUSTOMER,

CREDIT_APPROVED,

CREDIT_DENIED,

CREDIT_NOT_ACCEPTED_BY_CUSTOMER,

SUBMITTED

type

enum<string>

required

Type of Application

Available options:

CREDIT,

CREDIT_CARD,

LOC,

RESTRICTED_ACCOUNT

Example:

"CREDIT"

account_id

string<uuid>

Account ID for the application. Only required if application purpose is not ACCOUNT_OPENING

Example:

"7d943c51-e4ff-4e57-9558-08cab6b963c7"

application_submitted_time

string<date-time>

Application submitted timestamp in RFC3339 format

Example:

"2023-01-13T23:59:59Z"

credit_decision_time

string<date-time>

Credit decision timestamp in RFC3339 format

Example:

"2023-01-13T23:59:59Z"

customer_response_time

string<date-time>

Credit decision timestamp in RFC3339 format

Example:

"2023-01-13T23:59:59Z"

tenant

string

The id of the tenant containing the resource.

Example:

"abcdef_ghijkl"

Response

Application created.

Line of Credit application response
Credit card application response
Restricted account application details
Credit application details

account_template_id

string<uuid>

required

Mainapi account template ID to use for creating the LOC account

applicant

object

required

Show child attributes

provider

enum<string>

required

Provider for LOC application

Available options:

loanpro

tenant

string

required

The id of the tenant containing the resource.

Example:

"abcdef_ghijkl"

type

enum<string>

required

Type of Application

Available options:

CREDIT,

CREDIT_CARD,

LOC,

RESTRICTED_ACCOUNT

Example:

"CREDIT"

application_workflow_id

string<uuid>

required

ID of the workflow used for processing. Obtained from the account template.

creation_time

string<date-time>

required

Application creation timestamp in RFC3339 format

customer_type

enum<string>

required

Type of applicant

Available options:

business,

personal

string<uuid>

required

Application ID

last_updated_time

string<date-time>

required

Timestamp of the last application modification in RFC3339 format

status

enum<string>

required

Status of the LOC application

Available options:

completed,

error,

pending,

processing

attributes

object

Raw JSON key-value pairs for flexible data

metadata

object

Show child attributes

requested_credit_limit

integer

Requested credit limit in cents (e.g., 250000000 = $2,500,000)

account_id

string<uuid>

Account ID created for approved application

application_submitted_time

string<date-time>

Application submitted timestamp in RFC3339 format

business_id

string<uuid>

Business ID if customer_type is business

credit_limit

integer

Credit limit in cents (e.g., 250000000 = $2,500,000)

credit_report

object

Credit report data object

decision

enum<string>

Credit decision for LOC application

Available options:

approved,

declined,

pending,

review

decision_time

string<date-time>

Decision timestamp in RFC3339 format

external_id

string

External identifier (e.g., Taktile decision_id)

interest_rate

integer

Interest rate in basis points (e.g., 1250 = 12.50%)

person_id

string<uuid>

Person ID if customer_type is personal

rejection_reasons

string[]

vendor_response

object

Show child attributes

⌘I

Synctera API

Customers

Accounts

Cards

Money Movement

Transactions

Platform

Simulations

Create an application

Authorizations

Body

Response