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POST
/
autopay_configs
Create autopay configuration
curl --request POST \
  --url https://api.synctera.com/v1/autopay_configs \
  --header 'Authorization: Bearer <token>' \
  --header 'Content-Type: application/json' \
  --data '
{
  "config": {
    "failure_policy": "NO_RETRY",
    "description_template": "Autopay for account ending in {{.Last4AccountId}}",
    "payment_configs": {},
    "rule_configs": {
      "current_balance": {},
      "minimum_due": {},
      "statement_balance": {}
    }
  },
  "lending_account_id": "7d943c51-e4ff-4e57-9558-08cab6b963c7",
  "business_id": "b2c3d4e5-f6a7-8901-bcde-f12345678901",
  "person_id": "a1b2c3d4-e5f6-7890-abcd-ef1234567890",
  "tenant": "abcdef_ghijkl"
}
'
import requests

url = "https://api.synctera.com/v1/autopay_configs"

payload = {
    "config": {
        "failure_policy": "NO_RETRY",
        "description_template": "Autopay for account ending in {{.Last4AccountId}}",
        "payment_configs": {},
        "rule_configs": {
            "current_balance": {},
            "minimum_due": {},
            "statement_balance": {}
        }
    },
    "lending_account_id": "7d943c51-e4ff-4e57-9558-08cab6b963c7",
    "business_id": "b2c3d4e5-f6a7-8901-bcde-f12345678901",
    "person_id": "a1b2c3d4-e5f6-7890-abcd-ef1234567890",
    "tenant": "abcdef_ghijkl"
}
headers = {
    "Authorization": "Bearer <token>",
    "Content-Type": "application/json"
}

response = requests.post(url, json=payload, headers=headers)

print(response.text)
const options = {
  method: 'POST',
  headers: {Authorization: 'Bearer <token>', 'Content-Type': 'application/json'},
  body: JSON.stringify({
    config: {
      failure_policy: 'NO_RETRY',
      description_template: 'Autopay for account ending in {{.Last4AccountId}}',
      payment_configs: {},
      rule_configs: {current_balance: {}, minimum_due: {}, statement_balance: {}}
    },
    lending_account_id: '7d943c51-e4ff-4e57-9558-08cab6b963c7',
    business_id: 'b2c3d4e5-f6a7-8901-bcde-f12345678901',
    person_id: 'a1b2c3d4-e5f6-7890-abcd-ef1234567890',
    tenant: 'abcdef_ghijkl'
  })
};

fetch('https://api.synctera.com/v1/autopay_configs', options)
  .then(res => res.json())
  .then(res => console.log(res))
  .catch(err => console.error(err));
<?php

$curl = curl_init();

curl_setopt_array($curl, [
  CURLOPT_URL => "https://api.synctera.com/v1/autopay_configs",
  CURLOPT_RETURNTRANSFER => true,
  CURLOPT_ENCODING => "",
  CURLOPT_MAXREDIRS => 10,
  CURLOPT_TIMEOUT => 30,
  CURLOPT_HTTP_VERSION => CURL_HTTP_VERSION_1_1,
  CURLOPT_CUSTOMREQUEST => "POST",
  CURLOPT_POSTFIELDS => json_encode([
    'config' => [
        'failure_policy' => 'NO_RETRY',
        'description_template' => 'Autopay for account ending in {{.Last4AccountId}}',
        'payment_configs' => [
                
        ],
        'rule_configs' => [
                'current_balance' => [
                                
                ],
                'minimum_due' => [
                                
                ],
                'statement_balance' => [
                                
                ]
        ]
    ],
    'lending_account_id' => '7d943c51-e4ff-4e57-9558-08cab6b963c7',
    'business_id' => 'b2c3d4e5-f6a7-8901-bcde-f12345678901',
    'person_id' => 'a1b2c3d4-e5f6-7890-abcd-ef1234567890',
    'tenant' => 'abcdef_ghijkl'
  ]),
  CURLOPT_HTTPHEADER => [
    "Authorization: Bearer <token>",
    "Content-Type: application/json"
  ],
]);

$response = curl_exec($curl);
$err = curl_error($curl);

curl_close($curl);

if ($err) {
  echo "cURL Error #:" . $err;
} else {
  echo $response;
}
package main

import (
	"fmt"
	"strings"
	"net/http"
	"io"
)

func main() {

	url := "https://api.synctera.com/v1/autopay_configs"

	payload := strings.NewReader("{\n  \"config\": {\n    \"failure_policy\": \"NO_RETRY\",\n    \"description_template\": \"Autopay for account ending in {{.Last4AccountId}}\",\n    \"payment_configs\": {},\n    \"rule_configs\": {\n      \"current_balance\": {},\n      \"minimum_due\": {},\n      \"statement_balance\": {}\n    }\n  },\n  \"lending_account_id\": \"7d943c51-e4ff-4e57-9558-08cab6b963c7\",\n  \"business_id\": \"b2c3d4e5-f6a7-8901-bcde-f12345678901\",\n  \"person_id\": \"a1b2c3d4-e5f6-7890-abcd-ef1234567890\",\n  \"tenant\": \"abcdef_ghijkl\"\n}")

	req, _ := http.NewRequest("POST", url, payload)

	req.Header.Add("Authorization", "Bearer <token>")
	req.Header.Add("Content-Type", "application/json")

	res, _ := http.DefaultClient.Do(req)

	defer res.Body.Close()
	body, _ := io.ReadAll(res.Body)

	fmt.Println(string(body))

}
HttpResponse<String> response = Unirest.post("https://api.synctera.com/v1/autopay_configs")
  .header("Authorization", "Bearer <token>")
  .header("Content-Type", "application/json")
  .body("{\n  \"config\": {\n    \"failure_policy\": \"NO_RETRY\",\n    \"description_template\": \"Autopay for account ending in {{.Last4AccountId}}\",\n    \"payment_configs\": {},\n    \"rule_configs\": {\n      \"current_balance\": {},\n      \"minimum_due\": {},\n      \"statement_balance\": {}\n    }\n  },\n  \"lending_account_id\": \"7d943c51-e4ff-4e57-9558-08cab6b963c7\",\n  \"business_id\": \"b2c3d4e5-f6a7-8901-bcde-f12345678901\",\n  \"person_id\": \"a1b2c3d4-e5f6-7890-abcd-ef1234567890\",\n  \"tenant\": \"abcdef_ghijkl\"\n}")
  .asString();
require 'uri'
require 'net/http'

url = URI("https://api.synctera.com/v1/autopay_configs")

http = Net::HTTP.new(url.host, url.port)
http.use_ssl = true

request = Net::HTTP::Post.new(url)
request["Authorization"] = 'Bearer <token>'
request["Content-Type"] = 'application/json'
request.body = "{\n  \"config\": {\n    \"failure_policy\": \"NO_RETRY\",\n    \"description_template\": \"Autopay for account ending in {{.Last4AccountId}}\",\n    \"payment_configs\": {},\n    \"rule_configs\": {\n      \"current_balance\": {},\n      \"minimum_due\": {},\n      \"statement_balance\": {}\n    }\n  },\n  \"lending_account_id\": \"7d943c51-e4ff-4e57-9558-08cab6b963c7\",\n  \"business_id\": \"b2c3d4e5-f6a7-8901-bcde-f12345678901\",\n  \"person_id\": \"a1b2c3d4-e5f6-7890-abcd-ef1234567890\",\n  \"tenant\": \"abcdef_ghijkl\"\n}"

response = http.request(request)
puts response.read_body
{
  "config": {
    "failure_policy": "NO_RETRY",
    "description_template": "Autopay for account ending in {{.Last4AccountId}}",
    "payment_configs": {
      "ach": {
        "external_account_id": "8f5b4c62-f5a0-4e68-9669-19dbc7a74d8e",
        "is_same_day": true,
        "sec_code": "WEB"
      },
      "internal_transfer": {
        "source_account_id": "8f5b4c62-f5a0-4e68-9669-19dbc7a74d8e",
        "subtype": "autopay_payment"
      }
    },
    "rule_configs": {
      "current_balance": {},
      "days_before_due": {
        "offset_days": 3
      },
      "fixed_amount": {
        "amount": 10000
      },
      "minimum_due": {},
      "statement_balance": {}
    }
  },
  "creation_time": "2024-01-15T10:30:00Z",
  "id": "2d0f7601-ecc6-48b4-b82f-5d64fa84628b",
  "last_updated_time": "2024-01-15T10:30:00Z",
  "lending_account_id": "7d943c51-e4ff-4e57-9558-08cab6b963c7",
  "tenant": "abcdef_ghijkl",
  "business_id": "b2c3d4e5-f6a7-8901-bcde-f12345678901",
  "person_id": "a1b2c3d4-e5f6-7890-abcd-ef1234567890"
}
{
  "code": "BAD_REQUEST_BODY",
  "detail": "Missing required fields: first_name, dob",
  "status": 400
}
{
  "code": "BAD_REQUEST_BODY",
  "detail": "Missing required fields: first_name, dob",
  "status": 400
}
{
  "code": "BAD_REQUEST_BODY",
  "detail": "Missing required fields: first_name, dob",
  "status": 400
}
{
  "code": "BAD_REQUEST_BODY",
  "detail": "Missing required fields: first_name, dob",
  "status": 400
}
{
  "code": "BAD_REQUEST_BODY",
  "detail": "Missing required fields: first_name, dob",
  "status": 400
}

Authorizations

​
Authorization
string
header
required

Bearer authentication header of the form Bearer <token>, where <token> is your auth token.

Body

application/json

Autopay configuration to create

Request to create an autopay configuration. Exactly one of person_id or business_id must be provided to identify the customer who owns this autopay. The customer must have an owner relationship (PRIMARY_ACCOUNT_HOLDER, ACCOUNT_HOLDER, or JOINT_ACCOUNT_HOLDER) with both the lending account and any internal payment source accounts.

​
config
object
required

Autopay configuration settings. When autopay_type is SCHEDULED, amount_rule must be CURRENT_BALANCE and timing_rule must be DAILY. When autopay_type is STATEMENT, timing_rule must be ON_DUE_DATE or DAYS_BEFORE_DUE.

​
lending_account_id
string<uuid>
required

The lending account ID to configure autopay for

Example:

"7d943c51-e4ff-4e57-9558-08cab6b963c7"

​
business_id
string<uuid>

The business ID that owns this autopay configuration. Mutually exclusive with person_id - exactly one must be provided.

Example:

"b2c3d4e5-f6a7-8901-bcde-f12345678901"

​
person_id
string<uuid>

The person ID who owns this autopay configuration. Mutually exclusive with business_id - exactly one must be provided.

Example:

"a1b2c3d4-e5f6-7890-abcd-ef1234567890"

​
tenant
string

The id of the tenant containing the resource.

Example:

"abcdef_ghijkl"

Response

Autopay configuration created successfully

Autopay configuration for a lending account

​
config
object
required

Autopay configuration settings. When autopay_type is SCHEDULED, amount_rule must be CURRENT_BALANCE and timing_rule must be DAILY. When autopay_type is STATEMENT, timing_rule must be ON_DUE_DATE or DAYS_BEFORE_DUE.

​
creation_time
string<date-time>
required

Timestamp when the configuration was created

Example:

"2024-01-15T10:30:00Z"

​
id
string<uuid>
required

Unique identifier for the autopay configuration

Example:

"2d0f7601-ecc6-48b4-b82f-5d64fa84628b"

​
last_updated_time
string<date-time>
required

Timestamp when the configuration was last updated

Example:

"2024-01-15T10:30:00Z"

​
lending_account_id
string<uuid>
required

The lending account ID this configuration belongs to

Example:

"7d943c51-e4ff-4e57-9558-08cab6b963c7"

​
status
enum<string>
required

Status of the autopay configuration

Available options:
ACTIVE,
DISABLED,
PAUSED
​
tenant
string
required

The id of the tenant containing the resource.

Example:

"abcdef_ghijkl"

​
business_id
string<uuid>

The business ID that owns this autopay configuration (mutually exclusive with person_id)

Example:

"b2c3d4e5-f6a7-8901-bcde-f12345678901"

​
person_id
string<uuid>

The person ID who owns this autopay configuration (mutually exclusive with business_id)

Example:

"a1b2c3d4-e5f6-7890-abcd-ef1234567890"