Products and platform
Products and Platform
Identity verification and monitoring
Synctera Know Your Customer (KYC) Easily verify that your customers are who they say they are Banks expect their FinTech partners to meet Know Your Customer (KYC) compliance requirements in adherence to the Bank Secrecy Act (BSA). However, estab…
Account management
Synctera Ledger Our proprietary, flexible ledger serves as the operating infrastructure and single source of truth for your customer, account, and transaction data As the single source of truth, a ledger is a fundamental component of the technol…
Account linking
Synctera External Account Verification Verify account ownership, identity and account balance when funding new accounts Before funding a new FinTech account via an electronic ACH payment, National Automated Clearing House Association (NACHA) rul…
Instant account funding
Synctera Instant Account Funding Allow your customers to fund their accounts directly from their cards in real time Synctera offers Instant Account Funding as an alternative to other funding methods in your payment strategy. Th…
Instant push to card
Synctera Instant Push to Card Allow your customers to push money from their accounts to any card in real time Synctera offers Instant Push to Card as an alternative to other payment methods in your payment strategy. …
Payments
Synctera ACH Simple, reliable money movement With over 29.1 billion payments last year, the Automated Clearing House (ACH) network is the primary way money moves electronically through the U.S. banking system. With Synctera ACH, your customers…
Cards
Synctera Card Provide fast and convenient access to funds Synctera Card enables you to issue virtual and physical cards for your consumer or commercial card programs, and process transactions safely and efficiently via yo…
Lending
Synctera Line of Credit Give your retail or business customers the ability to borrow on demand A line of credit allows a borrower to utilize funds, as needed, up to a predetermined limit. The borrower may then repay the funds and borrow again as…
Back office
Synctera Anti-Money Laundering (AML) Achieve compliance and fight money laundering With an estimated 2 trillion laundered by criminals globally each year, money laundering is a serious concern for both FinTechs and their bank p…
Platform features
Banned identities To prevent fraud, Synctera supports the ability to ban identities on our platform. If an identity has been confirmed to be associated with fraud, Synctera Console users can choose to ban that identity with enforcement based on ten…
t-minus10 live testing environment
A live testing environment: Test your app with real money, with a real bank, in the t-minus10 live testing environment. Issue cards, create accounts, mimic flow of funds in a production environment, and more. When you’re ready to launch, flip to …
Professional Services
An expert team to design and build your FinTech app or embedded banking product Why Synctera Professional Services Deep in-house expertise and experience building a wide range of FinTech apps We build in accordance with industry standard pro…