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PATCH
/
applications
/
{application_id}
Modify an application
curl --request PATCH \
  --url https://api.synctera.com/v2/applications/{application_id} \
  --header 'Content-Type: application/json' \
  --data '{
  "applicants": [
    {
      "adverse_action_id": "7d943c51-e4ff-4e57-9558-08cab6b963c7",
      "business_id": "7d943c51-e4ff-4e57-9558-08cab6b963c7",
      "credit_score_ids": [
        "7d943c51-e4ff-4e57-9558-08cab6b963c7"
      ],
      "customer_id": "7d943c51-e4ff-4e57-9558-08cab6b963c7",
      "is_primary": true,
      "underwriting_data": [
        {
          "request_time": "2023-11-07T05:31:56Z",
          "vendor": "PLAID",
          "vendor_info": {}
        }
      ]
    }
  ],
  "status": "SUBMITTED"
}'
{
  "account_id": "7d943c51-e4ff-4e57-9558-08cab6b963c7",
  "account_type": "LINE_OF_CREDIT",
  "applicants": [
    {
      "adverse_action_id": "7d943c51-e4ff-4e57-9558-08cab6b963c7",
      "business_id": "7d943c51-e4ff-4e57-9558-08cab6b963c7",
      "credit_score_ids": [
        "7d943c51-e4ff-4e57-9558-08cab6b963c7"
      ],
      "customer_id": "7d943c51-e4ff-4e57-9558-08cab6b963c7",
      "is_primary": true,
      "underwriting_data": [
        {
          "request_time": "2023-11-07T05:31:56Z",
          "vendor": "PLAID",
          "vendor_info": {}
        }
      ]
    }
  ],
  "application_submitted_time": "2023-01-13T23:59:59Z",
  "credit_decision_time": "2023-01-13T23:59:59Z",
  "customer_response_time": "2023-01-13T23:59:59Z",
  "purpose": "ACCOUNT_OPENING",
  "status": "SUBMITTED",
  "type": "CREDIT",
  "creation_time": "2023-11-07T05:31:56Z",
  "id": "3c90c3cc-0d44-4b50-8888-8dd25736052a",
  "last_updated_time": "2023-11-07T05:31:56Z"
}

Path Parameters

​
application_id
string<uuid>
required

Unique identifier for the application.

Example:

"7d943c51-e4ff-4e57-9558-08cab6b963c7"

Body

application/json

Application fields to be patched.

  • Credit application details
  • Restricted account application details
  • Line of Credit application patch
​
applicants
Applicant details · object[]
​
status
enum<string>

Status of the credit application. CREDIT_DENIED, CREDIT_NOT_ACCEPTED_BY_CUSTOMER and CREDIT_ACCEPTED_BY_CUSTOMER are terminal status

Available options:
SUBMITTED,
CREDIT_APPROVED,
CREDIT_DENIED,
CREDIT_NOT_ACCEPTED_BY_CUSTOMER,
CREDIT_ACCEPTED_BY_CUSTOMER

Response

Updated application.

  • Credit application details
  • Restricted account application details
  • Line of Credit application response
​
account_type
enum<string>
required

Account type of Application

Available options:
LINE_OF_CREDIT,
CHARGE_SECURED,
CHARGE_UNSECURED
Example:

"LINE_OF_CREDIT"

​
applicants
Applicant details · object[]
required
Minimum length: 1
​
purpose
enum<string>
required

Purpose of the credit application.

Available options:
ACCOUNT_OPENING,
LINE_INCREASE_REQUEST,
APR_REDUCTION,
HARDSHIP
​
status
enum<string>
required

Status of the credit application. CREDIT_DENIED, CREDIT_NOT_ACCEPTED_BY_CUSTOMER and CREDIT_ACCEPTED_BY_CUSTOMER are terminal status

Available options:
SUBMITTED,
CREDIT_APPROVED,
CREDIT_DENIED,
CREDIT_NOT_ACCEPTED_BY_CUSTOMER,
CREDIT_ACCEPTED_BY_CUSTOMER
​
type
enum<string>
required

The type of the application to require.

  • CREDIT: Credit application
  • LINE_OF_CREDIT: (Deprecated) Line of credit application (if provided, this will be converted to a CREDIT type in the response)
  • RESTRICTED_ACCOUNT: restricted account application
Available options:
CREDIT,
LINE_OF_CREDIT,
RESTRICTED_ACCOUNT
​
creation_time
string<date-time>
required

Application creation timestamp in RFC3339 format

​
id
string<uuid>
required

Generated ID for the application

​
last_updated_time
string<date-time>
required

Timestamp of the last application modification in RFC3339 format

​
account_id
string<uuid>

Account ID for the application. Only required if application purpose is not ACCOUNT_OPENING

Example:

"7d943c51-e4ff-4e57-9558-08cab6b963c7"

​
application_submitted_time
string<date-time>

Application submitted timestamp in RFC3339 format

Example:

"2023-01-13T23:59:59Z"

​
credit_decision_time
string<date-time>

Credit decision timestamp in RFC3339 format

Example:

"2023-01-13T23:59:59Z"

​
customer_response_time
string<date-time>

Credit decision timestamp in RFC3339 format

Example:

"2023-01-13T23:59:59Z"