Physical cards launch checklist☑ Submit cardholder agreement
☑ Submit card art
☑ Submit card carrier design
☑ Complete the order form
☑ Review and approve the proofs for launch
All card designs must adhere to Mastercard or Visa’s brand standards. In this guide, we’ll highlight the main points of concern, but we’re happy to send you the more detailed guides from Mastercard or Visa.
Network logo (ie. Mastercard or Visa)
Licensee Acknowledgement Statement:
“This card is issued by [Sponsor Bank Name] pursuant to license by Mastercard.”
“This card is issued by [Sponsor Bank Name], pursuant to a license from Visa USA Inc.”
Product identifier:
Mastercard and Visa Debit (Consumer): Debit
Mastercard Debit (Commercial): Business Debit
Mastercard Credit (Consumer): (None)
Mastercard Credit (Commercial): Corporate, Purchasing, or Commercial
For the dynamic text on the cards, only a select number of fonts are supported in order to ensure legibility and compliance. All of the supported fonts are listed in this PDF for reference. All other text on the card can be in any preferred font but must be OUTLINED before submitting.Set font size at 6pt or larger to ensure legibility when printed.
When shipping cards to your customers, it will be shipped in a standard envelope to protect the privacy of the recipient. You will need to provide a designed carrier sleeve. This is generally an 8.5” x 11” tri-fold sheet, with the card glued to the middle, right side.Some elements can’t be moved, but quite a bit of space can be designed with logos, instructional content, support information and anything else. Behind the card itself you will be presented with a choice to have a barcode or QR Code for activation. Below is a link to a card carrier template you can use:
FinTechs that are preparing to launch card programs will need to decide how to handle returned mail. Synctera recommends beginning with having our card manufacturer track and destroy any returned cards. As the FinTech scales, FinTechs may want to manage the returns.Link to additional details on handling returned mail.
Complete the card order form once all decisions around the card art and collateral are made. Once the order form is completed, notify your Implementation Specialist for next steps.
Launching branded cards includes time for you to complete the card design, as well as the fulfillment providers to set up the manufacturing of the card. See below the average timelines based on whether you are launching with standard or premium cards.
Custom card art should be at least 300dpi in order to print as sharply as possible
It’s easy to make a mistake and not provide enough contrast for legibility on the printed details, the network logo, and your own company logo
Consider including terms of use and acceptance for customer artwork when offering custom cards
You’ll likely still require a standard “brand” card for digital wallets and marketing materials
Often, the image itself needs to be reviewed and approved to ensure it aligns with the intent of your brand and doesn’t show anything offensive or inappropriate. Using the Custom Card Review case type in Synctera Cases makes reviewing and approving artwork a straightforward experience.
Prohibited background images include but are not limited to:
Sexual subject matter
Political subject matter
Offensive racial / prejudicial subject matter
Offensive religious subject matter
Advertising
Self-promotion (e.g. personal business card)
Copyrighted material
Branded products / services, including abbreviations, acronyms, and / or symbols
Solicitations, including telephone numbers or services (e.g. 900 or 800 numbers)
Celebrities, musicians, athletes, entertainers, public figures, etc.
Affiliation with groups that are determined to be of a “socially unacceptable” nature, including scenes, names, or symbols
Subject matter that might result in card acceptance confusion by merchants
Subject matter that might result in card fraud
Any graphic design element that might reflect poorly or might engender hostility toward or derision of all or any of the Mastercard family of brands