Line of Credit Statements - Synctera

Statement content

In order to produce regulatory-compliant, human-readable statements, this API provides the following information:

Section	Field(s)	Description
	`statement_type`	The type of the statement, i.e. `LINE_OF_CREDIT`
	`start_date` and `end_date`	The date interval covered by the statement, inclusive.
	`issue_date`	The date the statement was issued.
	`opening_balance` and `closing_balance`	The final posted balances recorded at the beginning of `start_date` and at the end of `end_date`.
	`disclosure`	A suggested disclosure statement to display.
	`total_transactions`	The number of transactions posted during this statement period. See this section for guidance on how to access the full list of transactions.
`account_summary`	-	Information about the account.
`account_summary`	`financial_institution`	Information about the financial institution managing the account.
`customer_service_details`	-	Contact information for use by the customer if they wish to dispute the information in this statement.
`primary_account_holder_personal`	-	When `account_summary.customer_type` is `PERSONAL` then `primary_account_holder_personal` contains information about the person acting as primary account holder.
`primary_account_holder_business`	-	When `account_summary.customer_type` is `BUSINESS` then `primary_account_holder_business` contains information about the company holding this account.
`joint_account_holders`	-	A list of all individuals designated as joint account holders for this account.
`authorized_signer`	-	A list of all individuals designated as authorized signers for this account.
`credit_summary`	`apr`	Describes the annual percentage rate in effect.
`credit_summary`	`balance_for_interest`	The balance used to calculate the interest accrued on the account.
`credit_summary`	`credit_limit`	The credit limit set on the account.
`credit_summary`	`interest` and `interest_ytd`	The total interest accrued at the end of this statement, both for this statement period and for the calendar year so far.
`credit_summary`	`fees` and `fees_ytd`	The total fees accrued at the end of this statement, both for this statement period and for the calendar year so far.
`credit_summary`	`minimum_payment_due`	The minimum payment amount expected by the payment due date.
`credit_summary`	`payment_due_date`	The date by which payment is expected.
`credit_summary`	`last_payment_date`	The date on which the last payment is received.
`credit_summary`	`payments_received`	The total payment amount received during the current billing priod.
`credit_summary`	`is_past_due` and `amount_past_due`	The indicator of an account which is past due and its past due amount.
`credit_summary`	`amount_over_limit`	The portion of the statement balance that exceeds the account’s credit limit.

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