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  1. Ideal client profile: Size and stage of the company; verticals you may want or not want to engage with.
  2. Credit policy and targeted borrower profile: Outlines of the credit box (ranges for FICO, DTI, etc.), acceptable ratios for PD, LGD.
  3. Alignment of credit risk appetites: The desire to retain portions of the portfolio.
  4. Repurchase structures: Ideal structure for FinTechs to repurchase the credit notes.
  5. Compliance and Regulatory playbooks: Desired processes, procedures, reports.